Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Loan Agreements and Interest Rates: Lessons from a Philippine Supreme Court Ruling
A Philippine Supreme Court ruling clarifies when banks may impose penalty charges and compound interest under loan restructuring agreements.
Local Business Tax Situs and Jurisdiction: Lessons from the Villanueva v. STEAG Case
Learn how the Supreme Court clarified local business tax situs and why appeals in local tax cases must go to the CTA, not the CA.
Understanding the Prohibition Against Splitting a Cause of Action in Loan and Mortgage Cases
A Supreme Court ruling clarifies when a bank cannot file both foreclosure and collection suits for the same loan obligation.
When Foreclosure Threatens Your Home: Buyer Protection Under PD 957 Explained
Learn how the Supreme Court protects condominium and subdivision buyers from summary eviction through writs of possession after foreclosure.
Mortgagee in Good Faith in the Philippines: What Jimenez v. Jimenez, Jr. Means for Property Owners
Learn how the mortgagee in good faith doctrine protects lenders and foreclosure buyers in the Philippines, explained through the Jimenez case.
Protecting Conjugal Property from a Spouse’s Personal Debts: Cordova v. Ty Explained
Can creditors seize conjugal property for one spouse’s personal debt? The Supreme Court’s ruling in Cordova v. Ty explains the limits.
The Fiduciary Duty of Banks in Loan Accounting: A Guide to Metrobank v. Cruz
The Supreme Court affirms that banks owe clients a fiduciary duty to keep accurate loan records and render full accounting, beyond any internal retention policy.
When Mayors Face Criminal Liability for Unremitted GSIS Contributions
Supreme Court clarifies when municipal mayors can be held criminally liable for failure to remit GSIS premium contributions under RA 8291.
Lawyer Disbarred for Borrowing Money From Client: Ethical Lessons
The Supreme Court disbarred a lawyer who borrowed money from a client using a forged title. Learn the ethical rules.
Navigating Liability in Government Housing Loan Disbursements: Insights from a Landmark COA Ruling
Learn how the Supreme Court rules on COA disallowances, good faith defenses, and liability for government employees who received disallowed benefits.
Abuse of Rights in Philippine Law: A Case Study on Mortgage and Property Transactions
The Supreme Court clarifies the abuse of rights principle under Article 19, showing when a bank employee's blunt remarks do not amount to bad faith.
Simulated Contracts in the Philippines: When a Deed of Sale Is Void
Philippine Supreme Court explains when a simulated deed of sale is void. Learn the rules on genuine intent in property transactions.
Administrative and Criminal Liability: Prescription and Speedy Disposition Lessons from Perez v. Sandiganbayan
The Supreme Court clarifies prescription and speedy disposition rules in graft cases, balancing public accountability with the accused's rights.
Mortgage Foreclosure and Prescription in the Philippines: Key Lessons from a Landmark Case
Learn how prescription periods affect mortgage foreclosure in the Philippines, based on the Supreme Court's ruling in Active Wood Products v. State Investment House.
Prescription Period for Oral Contracts: What Creditors and Debtors Must Know
The Supreme Court clarifies the six-year prescription period for oral contracts and why timely action is critical for creditors and debtors.
Rehabilitation Proceedings Balancing Contractual Obligations AND Corporate Recovery
Explore how Philippine courts balance contractual obligations with corporate rehabilitation, ensuring fair treatment for creditors and debtors.
Compromise Agreements in Philippine Disputes: When Courts Must Respect Settlements
The Supreme Court clarifies when courts must approve compromise agreements, protecting valid settlements from being overturned on technical grounds.
Understanding Equity of Redemption in Philippine Property Law: A Landmark Case Insight
A Supreme Court ruling clarifies the equity of redemption for junior lien holders in judicial foreclosures, protecting their rights when not impleaded.
Final Judgments Bind Successors in Interest: The Calubad Property Rule
A final court judgment binds buyers and mortgagees who acquire property after the ruling. Learn the Calubad case and due diligence lessons.
Understanding the Crime of Using Falsified Documents in the Philippines
A Philippine Supreme Court ruling explains the crime of using falsified documents, its elements, and why procedural rules matter in appeals.
Non-Diminution of Benefits: When a Company Car Plan Change Is Allowed
The Supreme Court clarifies when changing a company car plan violates the non-diminution rule under Article 100 of the Labor Code.
Other Deceits Under Article 318: Lessons from Magalona v. People
Learn how the Supreme Court applied Other Deceits under Article 318 of the Revised Penal Code in Magalona v. People, and what it means for property transactions.
Understanding Acceleration Clauses in Loan Agreements: A Guide to Immediate Debt Repayment
The Supreme Court explains how acceleration clauses work in loan agreements, allowing creditors to demand full payment upon default.
When a Bank Fails: Jurisdiction Over Claims Against Banks Under Liquidation
Philippine Supreme Court rules on which court hears claims against a bank placed under PDIC liquidation, voiding orders from a court without jurisdiction.