Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 937960 of 1,435 articles for bank

Double Jeopardy in Philippine Courts: When a Case Dismissal Protects You from Retrial

Understand when a case dismissal bars retrial under Philippine double jeopardy rules, explained through the Supreme Court's ruling in Benares v. Lim.

Lost Your Labor Case Appeal? The Supreme Court on Mandatory Appeal Bonds

Philippine Supreme Court ruling on why employers must post an appeal bond to perfect a labor appeal, and the consequences of failing to do so.

Lost Deals: Why a Vague "Yes" Isn't Enough to Seal a Property Sale in the Philippines

A buyer's "conforme" to a seller's price without agreeing on payment terms is only a counter-offer. Learn from Villanueva v. PNB.

Missed Deadline Dismissed Appeal Why Perfecting Appeals On Time IS NON Negotiable IN Philippine Labor Cases

Philippine Supreme Court ruling on appeal bonds in labor cases: non-posting within the reglementary period is fatal and jurisdictional.

Willful Failure to Pay Just Debts: Disciplinary Risks for Philippine Government Employees

Philippine public servants can face administrative discipline for willful failure to pay just debts, even after settlement. Learn the rules and risks.

Rescission Rights in Pacto de Retro Sales: When Can a Seller Reclaim Property

Philippine Supreme Court clarifies when a seller can rescind a pacto de retro sale and reclaim property from a defaulting buyer.

Conjugal Partnership and Surety Agreements: When a Spouse's Guaranty Does Not Bind the Family

When a husband signs a surety agreement for a third party, the conjugal partnership is not automatically liable. Here's why.

Malicious Prosecution in Estafa Cases: When a Criminal Complaint Becomes a Tort

The Supreme Court clarifies when filing an estafa complaint without probable cause constitutes malicious prosecution, making the complainant liable for damages.

Interest on Loans and the Necessity of Written Agreements for Enforceability

Philippine Supreme Court ruling on double sales, good faith, and why written contracts matter for property and loan enforceability.

When Can a Prosecutor Dismiss Cases Without Ombudsman Approval? Soriano v. Marcelo

The Supreme Court clarifies when city prosecutors may dismiss cases against public officers without Ombudsman approval, and what constitutes grave abuse of discretion.

Co-Owner's Sale of Undivided Share: When a Second Sale Is Void

Philippine Supreme Court ruling on co-ownership, double sale, and reconveyance actions. Learn the rules on land titles and fraud.

Can an Employee Be Denied Retirement Benefits for Breach of Trust?

The Supreme Court rules on whether a bank manager validly dismissed for breach of trust can still claim retirement benefits after his compulsory retirement date had passed.

Docket Fees and Dismissal: Balancing Procedural Rules With Substantial Justice

The Supreme Court affirms that appellate courts may relax procedural rules on briefs to serve substantial justice, not strict technicality.

Good Faith Mortgage vs Forged Title: Protecting the True Property Owner's Rights

Can a bank keep a mortgage on property bought through a forged deed? The Supreme Court clarifies the true owner's remedies.

Bank Set-Off Rights: Limits and Liabilities in Loan Agreements

Philippine Supreme Court ruling on when banks may validly offset deposits against loans, and the limits of contractual set-off rights.

When Is Employee Termination Illegal? Key Rules from a Supreme Court Ruling

Learn when termination becomes illegal under Philippine labor law, based on a Supreme Court ruling on unjustified dismissal and procedural lapses.

Forcible Entry: Actual Possession Trumps Claimed Ownership in Property Disputes

In forcible entry cases, prior physical possession—not ownership—decides who stays. The Supreme Court explains why a deed alone is not enough.

Tax Exemptions for Philippine Airlines: Understanding the "In Lieu of All Other Taxes" Provision

The Supreme Court ruled that PAL's franchise tax option exempts it from all other taxes, including the 20% final withholding tax on bank deposits.

Supplemental Complaints and Forum Shopping: Lessons from Young v. Sy

The Supreme Court clarifies when supplemental complaints are allowed and why filing both an appeal and certiorari amounts to forum shopping.

Finality Prevails: Why Attempts to Reopen a Settled Bouncing Checks Case Fail

The Supreme Court explains why final judgments cannot be reopened through belated claims of newly discovered evidence in a B.P. 22 case.

New Trial After Final Judgment: The Dinglasan Case on B.P. 22 and Procedural Remedies

When can a convicted accused seek a new trial based on newly discovered evidence? The Supreme Court explains the limits.

Dilatory Tactics and the Five-Year Rule: When Delaying Execution Backfires

The Supreme Court condemns a losing party's dilatory tactics that delayed execution of a final judgment for years, clarifying the five-year rule on execution by motion.

Falsified Documents Can Transfer Property in the Philippines: The Legal Reality

Can forged deeds transfer land in the Philippines? Philippine law says no—but the legal system has limits. Learn the rules on falsified documents.

Real Property Tax Refund: Illegality of Assessment and the Proper Claim Procedure

A Supreme Court ruling clarifies that an invalid real property tax ordinance entitles taxpayers to refunds, but claims must follow the Local Government Code's procedure.