Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Loan Restructuring Qualified Acceptance and the Absence of a Binding Agreement
When a borrower's "acceptance" of a bank's restructuring offer is qualified, it becomes a counter-offer, not a binding contract.
Perfecting Repurchase Agreements: The Necessity of Unqualified Acceptance in Real Estate Transactions
A Supreme Court ruling explains why a qualified acceptance of a repurchase offer is merely a counter-offer, not a perfected contract.
Dation in Payment and Perfected Contracts of Sale Under Philippine Law
When is a deposit earnest money? This case explains when a contract of sale is perfected and why a bank's qualified acceptance was only a counter-offer.
Lost Deals: Why a Vague "Yes" Isn't Enough to Seal a Property Sale in the Philippines
A buyer's "conforme" to a seller's price without agreeing on payment terms is only a counter-offer. Learn from Villanueva v. PNB.
When Is a Contract of Sale Perfected? Lessons from Villanueva v. PNB
A Supreme Court ruling clarifies when offers, counter-offers, and deposits create—or fail to create—a binding contract of sale.
Right of First Refusal in Property Sales: Understanding Legal Obligations
Learn how Philippine courts treat right of first refusal in property sales, including the rules on offers, counter-offers, and legal redemption.