Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Restrictions on Contractual Rights: The Necessity of Consent in Deed of Assignment
Philippine Supreme Court rules on when a deed of assignment of receivables is unenforceable against the obligor without written consent.
Beneficial Use Doctrine: Who Pays Real Property Tax on Government-Owned Land
When government property is leased to a private entity, the beneficial use doctrine makes the lessee liable for real property tax. Learn the rule.
Prior Sale Beats Inheritance: Supreme Court on Land Ownership Disputes
When a valid sale predates an inheritance claim, the buyer owns the land. The Supreme Court explains why Article 1544 on double sales does not apply.
Land Registration: Proving Possession Since June 12, 1945 for Title Applications
Philippine Supreme Court ruling on pacto de retro sales, indispensable parties, and evidentiary weight of notarized documents in land title disputes.
Third Party Beneficiaries and Compromise Agreements: When Excluded Parties Cannot Claim Benefits
Philippine Supreme Court ruling on when compromise agreements benefit only named parties, not excluded third parties under stipulation pour autrui.
Assignment of Contractual Rights: Consent Requirements and Third Party Obligations in Philippine Law
Philippine Supreme Court clarifies when contractual assignment binds the debtor and when assignee consent is required under Civil Code.
Novation Requires Clear Creditor Consent Protecting Banks IN Debt Assumption Cases
Philippine Supreme Court ruling on debt assumption, assignment of credit, and the need for creditor consent under Civil Code.
When Can a Party Be Held Liable for Another Person's Debt? A Philippine Supreme Court Guide
Philippine Supreme Court clarifies when a person may be held liable for another's debt under Article 1311 of the Civil Code.
Bank Not Liable for Employee's Promise to Seller: Relativity of Contracts in Loan Proceeds Release
Supreme Court rules bank not subsidiarily liable for employee's alleged promise to pay seller directly from loan proceeds, citing relativity of contracts.
Bank Not Subsidiarily Liable Without Clear Obligation: Prudential Bank v. Abasolo
Supreme Court rules a bank is not subsidiarily liable for a loan officer's alleged promises absent a clear obligation or written request.
Bank Not Subsidiarily Liable for Loan Proceeds Released to Borrower
Supreme Court rules banks are not automatically liable when loan proceeds go to a borrower instead of a third-party seller.
Heirs Obligation Estate Debt Survival Beyond Death IN Philippine LAW
Philippine Supreme Court clarifies that debts survive death—heirs inherit obligations but only up to the estate's value. Learn the rules.
Stipulation Pour Autrui: The Beneficiary's Right and Timely Acceptance
Philippine Supreme Court clarifies stipulation pour autrui requisites, acceptance timing, and repurchase rights under Article 1606 in Narvaez v. Alciso.
Contractual Obligations and Third Party Rights in Property Lease Disputes
Supreme Court ruling on when lease penalties bind only contracting parties, not property owners who are third parties to the contract.
Surety's Liability Survives Death of Principal Debtor: Stronghold Insurance v. Republic-Asahi
The Supreme Court rules that a surety's solidary liability under a performance bond is not extinguished by the death of the principal debtor.
Compromise Agreements: Who Is Actually Bound by a Settlement?
A compromise agreement binds only its signatories. Learn how the Supreme Court protected a co-maker not named in the settlement.
Rescission of Real Estate Sales: Understanding Breach of Contract and Third Party Rights in the Philippines
Philippine Supreme Court ruling on who may sue for rescission of real estate contracts, real party in interest rule, and implied trusts under Article 1448.
Third-Party Rights in Philippine Contracts: When Can You Enforce an Agreement You Didn’t Sign?
Philippine law generally limits contract enforcement to parties, their assigns, and heirs. Learn the exception under stipulation pour autrui.
Lessor's Breach and Lessee's Rights: Rental Credits and Possession in Philippine Lease Law
Philippine Supreme Court clarifies lessee rights when lessor breaches lease: rental suspension, stipulation pour autrui, and possession after unlawful dispossession.
Contractual Obligations Upholding Clear Terms In Waiver Agreements
The Supreme Court enforces the plain terms of a waiver agreement, ruling that clear contractual stipulations prevail over claims of unexpressed intent.
Heirs Bound by Contractual Duties in Property Leases: DKC Holdings v. Bartolome
When a lessor dies, are heirs bound by the lease contract? The Supreme Court explains transmissible obligations under Article 1311.
Privity of Contract in the Philippines: Why Third Parties Are Not Bound by Your Agreement
Learn how privity of contract protects banks and third parties from obligations they never agreed to, explained through the Villalon case.