Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
BSP Bank Closure Powers: What the Supreme Court Ruling Means for Depositors
The Supreme Court upheld the BSP's power to close banks without prior hearing, protecting depositors while limiting legal challenges.
Possession of Fake Currency in the Philippines: Knowledge and Intent Under Article 168
Philippine law punishes possession of counterfeit currency only when knowledge and intent to use are proven. The Supreme Court clarifies this in a recent ruling.
Perpetual Disqualification: When Does It Take Effect in Philippine Law?
The Supreme Court clarifies when the accessory penalty of perpetual disqualification from public office takes effect under Philippine law.
Expropriation and Just Compensation: Understanding Legal Interest in Philippine Law
The Supreme Court clarifies the legal interest rates landowners can claim when the government delays payment of just compensation in expropriation cases.
Moral Turpitude and Public Service: Examining the Boundaries of Mitigation in Administrative Penalties
The Supreme Court clarifies when mitigating circumstances can—and cannot—reduce the penalty of dismissal for conviction of a crime involving moral turpitude.
DOSRI Violations in Philippine Banking: Lessons from Apolinario v. People
The Supreme Court's ruling in Apolinario v. People clarifies DOSRI rules, insider lending limits, and director liability in Philippine banking.
When Bank Receivership Suspends B.P. 22 Liability: What Creditors Should Know
Philippine Supreme Court ruling on how bank receivership suspends check payment obligations and bars B.P. 22 criminal liability for bank officers.
Inordinate Delay and the Right to Speedy Disposition of Cases in the Philippines
Learn how the Supreme Court protects your right to speedy disposition of cases, explained through the landmark Campa, Jr. v. Paras ruling.
Gross Neglect of Duty and Mitigating Circumstances in Philippine Civil Service
When can mitigating circumstances lessen the penalty for gross neglect of duty? The Supreme Court clarifies in Bangko Sentral ng Pilipinas v. Bool.
Unconscionable Interest Rates: When 5% Monthly Loan Interest Is Void in the Philippines
Philippine courts void unconscionable loan interest rates even if borrowers agreed to them. Learn the rules, the legal interest substitute, and foreclosure effects.
Revival of Judgment: Prescription Periods and Banking Reorganization Duties
Explaining the Supreme Court's ruling on the 10-year prescriptive period for reviving judgments and its application to banking reorganization obligations.
Revival of Judgment Prescription and Compliance in Banking Disputes
Explore the Supreme Court's ruling on the 10-year prescription period for reviving judgments, applied to a banking dispute.
Administrative Due Process and Bank Secrecy: The Sibayan v. Alda Ruling
The Supreme Court clarifies how administrative due process and bank secrecy limits discovery in BSP proceedings, as shown in Sibayan v. Alda.
Just Compensation and Legal Interest in Expropriation: What Property Owners Should Know
Philippine Supreme Court clarifies interest rates on unpaid just compensation in expropriation cases, protecting property owners' rights.
Heirs Obligations Settling Debts Before Inheritance Distribution
Philippine Supreme Court ruling on heirs' duty to settle decedent's debts before inheritance distribution, including interest rules.
Can a University Be Bound by Unauthorized Mortgages? Corporate Authority Explained
When can a corporation be bound by an officer's unauthorized acts? The Supreme Court explains in University of Mindanao v. Bangko Sentral ng Pilipinas.
Finality vs. Recomputation: Computing Monetary Awards in Illegal Dismissal Cases
A final illegal dismissal ruling does not bar recomputation of back wages and separation pay. Learn the rules and key dates.
Corporate Responsibility Enforcing Contracts Despite Technicalities
Supreme Court clarifies corporate rehabilitation rules, HLURB receiver requests, and 180-day plan approval periods in Lexber v. Dalman.
Written Stipulation Is Key: Enforceability of Loan Interest Agreements in the Philippines
Philippine Supreme Court clarifies when 12% interest applies versus 6% in construction disputes, emphasizing written stipulations.
Breach of Fiduciary Duty Banks Must Uphold Transparency in Trust Accounts
Philippine Supreme Court ruling on Land Bank v. Oñate clarifies banks' fiduciary duties, transparency obligations, and liability for undocumented trust account withdrawals.
No Intent, No Crime: Illegal Possession of Counterfeit Money in the Philippines
Philippine law requires intent to use for counterfeit money possession to be a crime. Learn the rules from a landmark Supreme Court ruling.
Custodia Legis and Garnishment: The BSP v. Judge Lanzanas Ruling
Funds in custodia legis cannot be garnished without court approval. The Supreme Court's ruling in BSP v. Judge Lanzanas explains why.
Sales Invoice Suffices for VAT Refund Claims: Disparity Between Goods and Services Eliminated
Supreme Court rules sales invoices can substantiate VAT refund claims for zero-rated services, not just official receipts.
Philippine VAT Zero-Rating for Services: The "Doing Business Outside the Philippines" Requirement
Supreme Court clarifies VAT zero-rating for services requires the recipient to be doing business outside the Philippines, not just payment in foreign currency.