Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Notice Requirements for SPV Asset Transfers: Protecting Borrowers' Rights
The Supreme Court clarifies notice requirements for SPV asset transfers under RA 9182, balancing borrower protection with valid assignments.
Chattel Mortgage Foreclosure: Lender's Duty After Repossession in the Philippines
Learn the lender's obligations after chattel mortgage foreclosure and repossession in the Philippines, including redemption rights and borrower protections.
Attorneys Fees and Ethical Boundaries: When Interest Stipulations Fail in Philippine Loan Contracts
Philippine Supreme Court ruling on written interest stipulations, unconscionable rates, and borrower protections under Civil Code Article 1956.
Loan Interest Rate Adjustments Understanding Banks Rights AND Borrowers Obligations IN THE Philippines
Philippine Supreme Court ruling on implied trusts in mortgage contracts, parol evidence, and borrower protections.
Credit Card Interest Rates: Balancing Lender Rights and Borrower Protection in the Philippines
The Supreme Court limits credit card interest and penalty rates to 2% monthly, balancing lender rights with borrower protection.
Usury Law and Loan Obligations: Balancing Lender Rights and Borrower Protection
Philippine Supreme Court ruling on 21% interest validity, 3% monthly surcharge nullity, and borrower obligations under the Usury Law.
Unconscionable Interest Rates Balancing Lenders Rights AND Borrower Protection IN Mortgage Contracts
Deficiency Claims in Chattel Mortgages: Creditor Rights After Foreclosure in the Philippines
Learn how Philippine law governs deficiency claims after chattel mortgage foreclosure, including creditor rights and borrower protections.