Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
Reimbursement Rights When a Payor Can Recover Debt Paid on Another's Behalf
When can a co-maker recover payment made on a debtor's loan? The Supreme Court explains Article 1236 reimbursement rules.
Personal Liability for Business Debts: Surety and Co-Maker Obligations in Philippine Loans
Learn when Philippine courts hold corporate officers personally liable as sureties or co-makers on business loans, based on a Supreme Court ruling.
Compromise Agreements: Who Is Actually Bound by a Settlement?
A compromise agreement binds only its signatories. Learn how the Supreme Court protected a co-maker not named in the settlement.
Surety vs Guarantor: Co-Maker Liability in Philippine Loans Explained
Philippine Supreme Court clarifies the difference between a surety and a guarantor in co-maker loan agreements, and when a creditor may sue one alone.
Understanding Solidary Liability in Philippine Promissory Notes: Inciong Jr. v. Court of Appeals
A Supreme Court ruling explains what signing a promissory note "jointly and severally" means, and why co-makers cannot escape liability.
Solidary Liability in Promissory Notes: Inciong v. Philippine Bank of Communications
A co-maker who signs a promissory note cannot escape solidary liability by claiming fraud without clear evidence, as explained in this Philippine case.