Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Estafa and Civil Liability: When Acquittal Doesnt Guarantee Freedom From Civil Claims
Explore the distinction between criminal acquittal and civil liability in estafa cases, and how banks can be held accountable.
Cashier's Checks and Contractual Disputes: Bank Obligations and Purchaser Rights in Philippine Law
When can a purchaser stop payment on a manager's or cashier's check? The Supreme Court explains in Chiok v. Metrobank.
Altered Checks and Bank Liability: Who Pays the Price of Forgery
When a bank clears an altered check, who bears the loss? The Supreme Court clarifies liability rules in Areza v. Express Savings Bank.
Altered Checks and Holder in Due Course Protection Under the Negotiable Instruments Law
Supreme Court ruling on drawee bank liability for altered checks and holder in due course protection under the Negotiable Instruments Law.
Crossed Checks and Collecting Banks: Who Bears the Loss for Wrong Endorsement?
Learn when a collecting bank is liable for depositing a crossed check into the wrong account, and the duty to verify endorsements.