Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Surety Bonds in Replevin: When Does a Bond Really Expire?
A surety bond in a replevin case remains valid until the case is finally terminated, even if the stated period has lapsed.
Surety Bonds Liability Extends Until Case Termination Despite NON Renewal
A surety bond stays effective until a case is finally terminated, even without renewal. Learn the rule from Enriquez v. Mercantile Insurance.
When a Reinstated Life Insurance Policy Becomes Incontestable in the Philippines
Philippine Supreme Court clarifies when the two-year contestability period runs after a life insurance policy is reinstated.
Surety Bonds and Indemnity: Why Renewal Disputes Don't Erase Contractual Liability
Philippine Supreme Court rules that a deed of indemnity authorizing bond renewals binds signatories even without separate consent to each renewal.
Health Care Agreements vs Insurance Contracts: The Incontestability Clause Explained
The Supreme Court ruled that health care agreements are insurance contracts, so the incontestability clause applies to HMOs.