Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
When Is a Loan Interest Rate Unconscionable in the Philippines?
The Supreme Court explains when a monthly interest rate on a loan becomes unconscionable and void, and what rate applies instead.
Unconscionable Penalties: Reassessing Loan Obligations in Philippine Law
The Supreme Court clarifies when courts may reduce penalty charges and attorney's fees in deficiency claims after foreclosure.
Continuing Surety Agreements: When a Surety Is Liable for Another's Loan
Philippine Supreme Court explains continuing surety agreements and when a surety becomes liable for a principal debtor's obligations.
Continuing Surety Agreements: When a Surety Stays Liable Despite Principal Default
Philippine Supreme Court ruling on continuing surety agreements and a surety's joint and several liability despite the principal debtor's default.
Deficiency Judgments in Philippine Foreclosure: Can Banks Recover More After Auction?
Philippine Supreme Court clarifies when banks can collect deficiency after extrajudicial foreclosure of real estate mortgages.
Corporate Liability vs Personal Guarantee: Surety Agreements in the Philippines
Philippine Supreme Court ruling on when a continuing surety agreement covers corporate debts and when it does not bind the surety.
Continuing Surety Agreements Can Validly Cover Future Debts in the Philippines
Philippine Supreme Court clarifies that continuing surety agreements validly secure future debts, even if no principal obligation exists at signing.