Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
Credit Card Debt in the Philippines: Interest Rates, Obligations, and the Uysipuo Ruling
The Supreme Court clarifies how credit card interest rates are computed and when courts can reduce unconscionable charges.
Credit Card Debt Collection: Proving the Basis of Claims in Philippine Courts
Philippine Supreme Court ruling on credit card collection cases: creditors must prove the basis of claims, not just submit a statement of account.
Credit Card Debt: Unconscionable Interest Rates and the Duty to Respond
The Supreme Court clarifies when credit card interest rates are unconscionable and why borrowers must answer lawsuits on time.
Credit Card Obligations Without Signed Agreements: When Interest Rates Bind
Supreme Court rules on credit card debt when no signed agreement exists, and when interest charges may be unenforceable.
Credit Card Debt Understanding Interest Terms AND Consumer Rights IN THE Philippines
Learn how Philippine courts protect creditors from fraudulent schemes by banks and directors, and what this means for consumer rights.