Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
When Silence Isn't Golden: Novation and Debtor Substitution in Philippine Law
The Supreme Court clarifies when a creditor's silence or acceptance of payments amounts to novation and debtor substitution.
Novation by Implied Consent: When a Creditor's Silence Speaks Volumes
Philippine Supreme Court ruling on how a creditor's failure to object to a debtor substitution can constitute implied consent to novation.