Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 124 of 35 articles for forbearance

Oral Share Sale Agreements in the Philippines: Enforceability and Remedies After Breach

Learn when oral agreements to sell shares are enforceable in the Philippines, and the remedies available when a seller backs out.

When Media Interviews Can Lead to Indirect Contempt: The ABS-CBN v. Ampatuan Ruling

The Supreme Court clarifies the sub judice rule and when media interviews of witnesses may constitute indirect contempt.

Expropriation and Just Compensation: Understanding Legal Interest in Philippine Law

The Supreme Court clarifies the legal interest rates landowners can claim when the government delays payment of just compensation in expropriation cases.

Interest on Just Compensation in Philippine Expropriation: The Tamparong Rule

The Supreme Court clarifies the legal interest rates on unpaid just compensation in expropriation cases, protecting landowners' property rights.

Just Compensation in Expropriation: Lessons from the NGCP v. Gaite Ruling

The Supreme Court clarifies how courts determine just compensation in eminent domain cases, emphasizing verifiable data over speculative land reclassifications.

Promissory Estoppel in Philippine Employment: When Employer Promises Bind

A Supreme Court ruling shows how employer assurances on retirement benefits can bind companies under promissory estoppel. Learn the key lessons.

Credit Card Debt in the Philippines: Interest Rates, Obligations, and the Uysipuo Ruling

The Supreme Court clarifies how credit card interest rates are computed and when courts can reduce unconscionable charges.

Brokers Entitlement Establishing Procuring Cause IN Real Estate Joint Ventures

Philippine Supreme Court ruling on when a real estate broker earns a commission in a joint venture deal, explained in plain language.

Real Estate Broker's Commission: Procuring Cause Prevails Even After Authority Expires

Philippine Supreme Court rules brokers earn commission as procuring cause even if authority expired before deal closed. Learn the rule.

Just Compensation: Fair Market Value, Not Zonal Valuation, in Expropriation Cases

Philippine Supreme Court clarifies that just compensation in expropriation is based on fair market value, not BIR zonal valuation alone.

Taming Unconscionable Interest: Reassessing Loan Obligations and Attorney's Fees in Philippine Law

The Supreme Court clarifies how courts temper unconscionable loan interest rates and when attorney's fees may be awarded in foreclosure cases.

Eminent Domain and Just Compensation: Valuing Land Beyond BIR Zonal Valuation

Philippine Supreme Court clarifies that BIR zonal values are mere guides, not binding limits, in determining just compensation for expropriated property.

Unconscionable Interest: The Limits of Contractual Freedom in Philippine Loans

Philippine courts can strike down unconscionable interest rates in loan agreements. Learn the rules on excessive interest and how borrowers are protected.

Construction Contracts and Legal Interest: Determining Liability in Government Projects

The Supreme Court clarifies when 6% legal interest applies to unpaid construction claims against government agencies and local governments.

Written Stipulation Is Key: Enforceability of Loan Interest Agreements in the Philippines

Philippine Supreme Court clarifies when 12% interest applies versus 6% in construction disputes, emphasizing written stipulations.

Novation, Verification, and Real Party in Interest: Lessons from S.C. Megaworld v. Parada

Explaining when accepting third-party payments does not release the original debtor, and why procedural objections must be raised early.

Shared Responsibility: Apportioning Liability Between Carriers and Arrastre Operators for Cargo Damage

Philippine Supreme Court clarifies when carriers and arrastre operators share liability for damaged cargo, and the rules on subrogation and prescription.

Credit Card Obligations Without Signed Agreements: When Interest Rates Bind

Supreme Court rules on credit card debt when no signed agreement exists, and when interest charges may be unenforceable.

Retirement Benefits CBA vs Labor Code: Pilot Entitlements Under Philippine Law

Philippine Supreme Court clarifies when CBA retirement benefits prevail over Labor Code Article 287, using a PAL pilot's case as guide.

Partnership vs. Loan in the Philippines: Profit-Sharing Terms Still Bind

Philippine courts look beyond contract labels to determine if a deal is a partnership or loan—but agreed profit-sharing terms remain enforceable either way.

Can a Bank Foreclose the Entire Loan on a Partial Mortgage? Philippine Supreme Court Rules

Philippine Supreme Court rules on whether a bank may foreclose a real estate mortgage for the full loan amount when only part of it was secured by the property.

Proving Actual Damages: The Standard for Compensation in Philippine Contract Law

Philippine Supreme Court clarifies the strict standard for proving actual damages in contract disputes, requiring clear and convincing documentary evidence.

Forfeiture of Downpayment: When a Buyer's Stop Payment Is Justified

Supreme Court ruling on when sellers cannot forfeit a buyer's downpayment due to adverse claims on property title.

Breach of Contract vs Forbearance: Clarifying Interest Rate Applications in Philippine Law

Philippine Supreme Court clarifies when forbearance interest applies versus breach of contract damages, and how courts compute legal interest on monetary awards.