Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Graft and Malversation: When Private Funds Become Public Funds Under Philippine Law

The Supreme Court clarifies when private funds become public funds and defines liability for graft and malversation in Arcelo v. People.

Breach of Contract: Upholding Banks' Right to Set Off Loans Against Deposits

Supreme Court rules banks may set off deposits against unpaid loans when valid hold-out agreements exist, reversing lower court rulings.

Dragnet Clauses in Mortgages: Limits on Securing Future Debts with Existing Collateral

Philippine Supreme Court clarifies when a dragnet clause in a real estate mortgage covers future loans, and when separate security prevails.