Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Mortgage in Bad Faith: Banks' Duty of Diligence in Verifying Land Titles
When a bank accepts a mortgage without fully investigating suspicious facts on the property, it acts in bad faith and loses protection as an innocent mortgagee.
Bank Liability and Misplaced Trust: Who Pays When Loan Payments Go Astray
When a bank forecloses on property later found to be fraudulently mortgaged, who bears the loss? This case explains the legal protection for innocent mortgagees.
Protecting Innocent Mortgagees: Good Faith and Reliance on Torrens Titles in the Philippines
Philippine Supreme Court ruling on how innocent mortgagees who rely on Torrens titles are protected, even when the mortgagor's title was fraudulently obtained.