Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Mortgagee in Good Faith in the Philippines: What Jimenez v. Jimenez, Jr. Means for Property Owners
Learn how the mortgagee in good faith doctrine protects lenders and foreclosure buyers in the Philippines, explained through the Jimenez case.
Presumption of Consideration: Bank's Good Faith Upholds Mortgage Despite Forged Deed Claim
Supreme Court rules a bank's good faith reliance on a Torrens title protects its mortgage even if the prior deed was allegedly forged.
Priority of Registered Adverse Claims Over Subsequent Mortgages: Protecting Land Rights in the Philippines
Learn how a registered adverse claim protects land rights against subsequent mortgages, and why prior registration prevails under Philippine property law.
Mortgage Nullification and Condominium Buyer Protection: Balancing Rights and Obligations
Supreme Court clarifies that a condominium buyer can nullify a mortgage only insofar as it affects their unit, not the entire mortgage.
Mortgage in Good Faith: Banks vs Unregistered Land Sales in the Philippines
When does a bank lose protection as a mortgagee in good faith? The Supreme Court clarifies the rule on unregistered land sales.
Protecting Homebuyers: PD 957 Prevails Over Bank Mortgages in Subdivision Sales
Supreme Court rules banks must honor PD 957 protections for subdivision buyers, even when properties are mortgaged to secure developer loans.
Bank Liability and Misplaced Trust: Who Pays When Loan Payments Go Astray
When a bank forecloses on property later found to be fraudulently mortgaged, who bears the loss? This case explains the legal protection for innocent mortgagees.
Mortgage in Bad Faith: Due Diligence in Unregistered Land Transactions
When a bank fails to verify ownership of unregistered land before accepting it as collateral, it acts in bad faith and loses protection as a mortgagee.