Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Agency and Mortgage Law: When an Agent’s Signature Does Not Bind the Principal
Philippine Supreme Court ruling on when an authorized agent’s mortgage signature binds only the agent, not the principal, and the role of laches.
Prescription and Foreclosure: Understanding Timelines in Philippine Mortgage Law
Learn when prescription bars mortgage foreclosure actions in the Philippines, and why courts—not litigants—decide the issue.
Mortgage Law in the Philippines: Why You Can’t Mortgage Property You Don’t Own
Philippine mortgage law requires absolute ownership. Learn why mortgaging property you don't fully own is void, based on Lagrosa v. Court of Appeals.
Chattel Mortgage and Future Debts: What Philippine Law Allows
Can a chattel mortgage secure debts incurred after its execution? The Supreme Court explains the limits under the Chattel Mortgage Law.