Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Insurance Policy Incontestability Clarifying Reinstatement Dates And Insurer Obligations
Philippine Supreme Court clarifies when the incontestability period starts after policy reinstatement, and what insurers must prove to deny claims.
Aug 25, 2009insurance lawpolicy reinstatementinsurance codelapsed policyinsurable interestsupreme court
Insurance Policy Lapses Reinstatement Approval Required Before Death
A lapsed life insurance policy requires company approval during the insured's lifetime for reinstatement; payment alone is not enough.