Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Restrictions on Contractual Rights: The Necessity of Consent in Deed of Assignment
Philippine Supreme Court rules on when a deed of assignment of receivables is unenforceable against the obligor without written consent.
Valid Dation in Payment: When a Debtor's Creditor Still Has Authority to Settle
Supreme Court explains when a dation in payment is valid even if the creditor assigned its receivables to another party.
UCPB Liability as Assignee in Real Estate Development: What Buyers Should Know
Supreme Court ruling clarifies when a bank-assignee of receivables becomes liable to condominium buyers for a developer's failure to complete a project.
Corporate Liability vs Individual Responsibility: Clarifying Boundaries in Contractual Obligations
Supreme Court clarifies when a bank-assignee of receivables becomes liable to condominium buyers, distinguishing joint from solidary liability.
Assignment of Credit vs. Assumption of Liability: Clarifying a Bank's Role in Property Development
When a bank buys a developer's receivables, does it inherit the developer's obligations to buyers? The Supreme Court clarifies the distinction.
Assignment of Receivables and Bank Liability: The Chin Kong Wong Choi v. UCPB Ruling
When a bank buys receivables from a developer, does it inherit the developer's obligations to buyers? The Supreme Court clarifies.
Mortgage Foreclosure: Why a Bank Can Foreclose Despite Loan Transfer Doubts
Supreme Court ruling on when a bank may foreclose mortgaged property even if the borrower questions the assignment of loan receivables.
Compromise Agreements: How Courts Interpret "Action" and Uphold Contractual Obligations
The Supreme Court ruled that selling receivables violated a compromise agreement's broadly to include the sale of the receivables.
Contract Assignments, Prior Rights vs. Garnishments in Construction Disputes
When a contractor assigns its receivables, who gets paid first—the assignee or a garnishing creditor? The Supreme Court clarifies jurisdiction and priority rules.
CBA Scholarship Benefits Resolving Ambiguities IN Favor OF Labor
Security agency loses bid to exempt receivables from garnishment; Court applies labor-friendly rule on execution exemptions.
Presumption of Innocence Prevails: Rebutting Malversation Charges in Philippine Law
A municipal treasurer acquitted of malversation when auditors mistook receivables for cash. Learn how the presumption of innocence was upheld.