Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 1–3 of 3 articles for “truth in lending”

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Sep 14, 2021 hierarchy of courts certiorari rule 65 small claims civil procedure

Hierarchy of Courts in Certiorari Petitions: Lessons from Nacionales v. Solde-Annogui

The Supreme Court reaffirms the hierarchy of courts doctrine, requiring certiorari petitions to start at the RTC, not the High Court.

Mar 10, 2010 res judicata final judgment foreclosure civil procedure forum shopping

Res Judicata and Final Judgments: What Torres v. Medina Means for Litigants

The Supreme Court explains when a final judgment bars a new lawsuit, using a foreclosure dispute to illustrate res judicata's elements and limits.

Apr 3, 2007 civil law interest rates unconscionable interest loan charges truth in lending foreclosure

Unconscionable Interest Rates Protecting Borrowers From Excessive Loan Charges

Philippine courts can void excessive interest rates and reset loans to the legal rate. Learn how the Espiritu v. Landrito ruling protects borrowers.