Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Mortgage Foreclosure and Third-Party Property: UCPB's Duty to Protect Borrower Interests
When a bank forecloses property mortgaged by a third party without the owner's consent, the Supreme Court protects the true owner's rights.
When a Mortgage on Trust Property Is Void: UCPB v. Spouses Chua
The Supreme Court rules that a bank cannot foreclose on properties held in trust when the trustee had no authority to mortgage them.
UCPB Liability as Assignee in Real Estate Development: What Buyers Should Know
Supreme Court ruling clarifies when a bank-assignee of receivables becomes liable to condominium buyers for a developer's failure to complete a project.
Dismissal of Main Action Dissolves Ancillary Relief: Understanding Provisional Remedies in Philippine Law
When a main case is dismissed, what happens to the preliminary injunction it carried? The Supreme Court explains in United Alloy v. UCPB.
Assignment of Receivables and Bank Liability: The Chin Kong Wong Choi v. UCPB Ruling
When a bank buys receivables from a developer, does it inherit the developer's obligations to buyers? The Supreme Court clarifies.
Bank Not Liable for Branch Manager's Unauthorized Guarantee: UCPB v. Planters Products
Supreme Court rules banks are not bound by branch managers' unauthorized guarantees, protecting banks from liability in connivance schemes.
UCPB Interest Rates, Mutuality of Contracts, and the Truth in Lending Act
Philippine Supreme Court ruling on void interest rates, mutuality of contracts, and Truth in Lending Act violations in bank lending.
Navigating Forum Shopping AND Valid Cause OF Action IN Foreclosure Cases Mondragon Leisure VS Ucpb
When Do New Court Fees Apply in Extrajudicial Foreclosures? UCPB Case Explained
The Supreme Court clarifies when new sheriff's and notary fees apply in extrajudicial foreclosures, using the UCPB case as guide.
Whose Money Is It Anyway? Voting Rights and the Public Trust in Coconut Levy Funds
The Supreme Court ruled that coconut levy funds are prima facie public, so the PCGG may vote sequestered UCPB shares while ownership is still being litigated.