Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Money Laundering Prosecution Can Proceed Independently of Unlawful Activity Requires Proof Beyond Reasonable D
Philippine Supreme Court clarifies that money laundering cases may proceed independently of predicate crimes, but the unlawful activity's elements must still be proven.
Dacion en Pago: How to Properly Extinguish Loan Obligations in the Philippines
Philippine Supreme Court explains how dacion en pago works, when loan obligations are extinguished, and the pitfalls lenders must avoid.
When Credit Extensions Make Insurance Policies Valid: Chartis v. Cyber City
The Supreme Court clarifies when non-payment of premiums does not invalidate an insurance policy, and when insurers may collect.
Late Evidence and the Judicial Affidavit Rule: Lara's Gift v. PNB General Insurers
The Supreme Court clarifies when trial courts may admit late evidence and supplemental judicial affidavits under the Judicial Affidavit Rule.
Administrative Due Process and Bank Secrecy: The Sibayan v. Alda Ruling
The Supreme Court clarifies how administrative due process and bank secrecy limits discovery in BSP proceedings, as shown in Sibayan v. Alda.
Non-Payment of Premium and Insurance Coverage Validity: The Gaisano Case
When is an insurance policy valid? The Supreme Court clarifies that non-payment of premium before loss means no coverage.
Maceda Law Rights of Installment Buyers in Real Estate Contracts
The Supreme Court explains how the Maceda Law protects installment buyers, including the required cash surrender value before contract cancellation.
Prescription in Anti-Graft Cases: When Does the Clock Start Ticking?
The Supreme Court clarifies when the prescriptive period for anti-graft cases begins, distinguishing discovery from commission of the offense.
Malicious Prosecution in Philippine Law: Probable Cause and Malice Explained
Philippine Supreme Court clarifies when a failed criminal complaint becomes malicious prosecution, requiring proof of lack of probable cause and sinister motive.