From the library

Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Have your own question? Ask ASG Legal AI now.

Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.

Ask a question

Showing 1–3 of 3 articles for “unconscionable charges”

Sort:Newest Oldest

Sep 7, 2020 credit card debt interest rates unconscionable interest philippine law rcbc uysipuo

Credit Card Debt in the Philippines: Interest Rates, Obligations, and the Uysipuo Ruling

The Supreme Court clarifies how credit card interest rates are computed and when courts can reduce unconscionable charges.

Jan 15, 2013 usury law bangko sentral interest rates central bank circular 905 borrower protection monetary board

BSP Authority to Set Interest Rates and Protect Borrowers After Usury Law Suspension

The Supreme Court confirms the BSP's authority over interest rates, explains the Usury Law suspension, and protects borrowers from unconscionable charges.

Mar 3, 2008 civil law interest rates credit transactions contractual obligations supreme court obligations and contracts

Upholding Contractual Obligations: The Binding Force of Agreed Interest Rates in Credit Transactions

Supreme Court ruling on agreed interest rates in credit sales, party autonomy, and limits on unconscionable charges.