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Showing 1–3 of 3 articles for “usurious interest”

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Aug 13, 2014 usurious interest foreclosure real estate mortgage unconscionable interest loan agreements supreme court

Usurious Interest and Foreclosure: When Unconscionable Loan Terms Void a Foreclosure Sale

A Supreme Court ruling on how excessive interest rates can invalidate a foreclosure sale, and what borrowers and lenders must know.

Nov 11, 2004 novation loan restructuring usury law interest rates contracts civil law

Novation Requires a Completely New and Valid Agreement: Loan Restructuring Lessons

The Supreme Court clarifies when restructuring a loan creates novation, and how usurious interest rates are treated under Philippine law.

Nov 15, 2001 usury loan agreements philippine contract law interest rates supreme court

Usury Under Scrutiny: How the Supreme Court Uncovers Hidden Interest in Loan Agreements

In First Metro Investment Corp. v. Este del Sol, the Supreme Court exposed underwriting and consultancy fees as cloaks for usurious interest in a 1978 loan.