Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 241264 of 849 articles for interest

Unconscionable Interest Rates: When 5% Monthly Loan Interest Is Void in the Philippines

Philippine courts void unconscionable loan interest rates even if borrowers agreed to them. Learn the rules, the legal interest substitute, and foreclosure effects.

Malicious Mischief in Property Disputes: What the Supreme Court Said

The Supreme Court clarifies when destroying property in a dispute becomes malicious mischief, and why claims of ownership do not justify taking the law into one's own hands.

Usurpation of Authority: Delineating Official Functions and Good Faith in Public Office

The Supreme Court clarifies the meaning of "forthwith" in impeachment proceedings, emphasizing the Senate's discretion in preparing for trial and the limits of judicial intervention.

Conspiracy and Probable Cause: When Presence Alone Does Not Imply Guilt in Fraud Cases

Mere presence at a meeting does not prove conspiracy in estafa cases. The Supreme Court explains what evidence is needed.

Reasonable Doubt in Administrative Cases: Daquioag v. Ombudsman

In Daquioag v. Ombudsman, the Supreme Court reversed a grave misconduct finding, underscoring that substantial evidence—not mere suspicion—is required in administrative cases.

Sale vs Agency: When Unpaid Vendors Are Not Guilty of Estafa

The Supreme Court clarifies when a failed real estate deal is a breach of contract, not estafa, and why unpaid vendors cannot be criminally liable.

Understanding Conspiracy and Homicide When Threats Turn Deadly

A Supreme Court ruling clarifies how circumstantial evidence can prove rape with homicide and why alibi often fails.

Ante-Nuptial Agreements and Property Waivers: The Delgado v. GQ Realty Case

The Supreme Court's ruling in Delgado v. GQ Realty clarifies how ante-nuptial agreements can waive property rights, even for assets registered under a spouse's family corporation.

Obscenity Laws vs. Free Speech: The Madrilejos Ruling on Manila Ordinance 7780

The Supreme Court’s Madrilejos ruling clarifies how Philippine obscenity laws must balance regulation with constitutionally protected free expression.

Forged Signatures and Bank Liability: Upholding Due Diligence in Loan Transactions

When a bank honors a forged check, it bears the loss. The Supreme Court explains why in PNB v. Giron-Roque.

Encroachment and Good Faith: Land Dispute Remedies Under Article 448

A Supreme Court ruling on encroachment clarifies when a landowner may recover possession and how Article 448 protects builders in good faith.

B.P. 22 and the Corporate Veil: When Corporate Officers Face Personal Liability

The Supreme Court pierces the corporate veil in B.P. 22 cases, holding officers personally liable for bouncing checks—but only with proper notice of dishonor.

Environmental Advocacy and the Attorney's Duty When Fisherfolk Voices Clash in the West Philippine Sea

How lawyers can ethically navigate environmental advocacy when fisherfolk voices clash in the West Philippine Sea.

Land Registration: Proving Land Is Alienable and Disposable Under Philippine Law

Learn the strict proof required to register land in the Philippines, including DENR certifications, and why possession alone is not enough.

Unlawful Detainer: Proving Prior Tolerance to Win an Ejectment Case

Learn the four requisites of unlawful detainer and why proving prior tolerance is key to winning an ejectment case in the Philippines.

Recruiting Minors for Criminal Activities Is Trafficking Under Philippine Law

The Supreme Court rules that recruiting minors to commit robberies constitutes qualified trafficking in persons under the Anti-Trafficking in Persons Act.

Reasonable Doubt Prevails When Lone Witness Testimony Fails to Convict

Supreme Court acquits accused of illegal firearm possession where prosecution relied solely on a compromised lone witness, underscoring proof beyond reasonable doubt.

Illegal Dismissal of OFWs: Full Contract Pay Upheld by Supreme Court

The Supreme Court reaffirms that illegally dismissed OFWs are entitled to their full salaries for the unexpired portion of their contracts, striking down the three-month cap.

Disbarment for Misleading the Court: Candor as a Lawyer's Highest Duty

The Supreme Court disbarred a lawyer for misleading the court and breaching candor, reaffirming that honesty is the foundation of legal practice.

Limits of Mandamus: DepEd Not Compelled to Collect Loan Payments for Private Lenders

Supreme Court rules DepEd cannot be compelled by mandamus to collect and remit teacher loan payments for private lenders.

Project vs Regular Employment: Security of Tenure and Employee Rights in the Philippines

Philippine Supreme Court clarifies the distinction between project and regular employment, and the security of tenure rights of employees.

Notice Requirements for SPV Asset Transfers: Protecting Borrowers' Rights

The Supreme Court clarifies notice requirements for SPV asset transfers under RA 9182, balancing borrower protection with valid assignments.

Road Lots and HLURB Jurisdiction: What Subdivision Owners Must Know

The Supreme Court clarifies HLURB jurisdiction over subdivision road lots, public access rights, and the need to exhaust administrative remedies.

Upholding Constitutional Rights: The Imperative of Impleading Indispensable Parties in Seizure Cases

This case clarifies the Ombudsman's right to intervene in appeals from its administrative rulings, and the procedural rules that govern such intervention.