Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 265288 of 1,312 articles for bank

Foreign Currency Deposits and Joint Accounts: When Courts Cannot Order Withdrawal

A Supreme Court ruling explains why courts cannot order release of foreign currency deposits and when co-depositor consent is required.

Supreme Court Fines Judge for Indefinite TRO and Delay in Resolving Case

SC penalizes judge for issuing an indefinite TRO and for undue delay, clarifying rules on multiple administrative offenses.

Insurance Rescission: Proving Fraud in False Representations vs Concealment

Philippine Supreme Court clarifies when insurers can rescind for concealment versus false representations, and what evidence proves fraud.

Sheriffs Duty to Serve Notice Before Implementing Writs: Consequences of Neglect

A sheriff who enforces a writ without prior notice violates due process. Learn the rules and penalties under Rule 39.

Buyer in Good Faith and Foreclosure Sales: When a Defective Auction Still Stands

The Supreme Court explains when a buyer in good faith can keep property even if the foreclosure sale had procedural defects.

Integrity Under Scrutiny: Accountability in Government Procurement

Supreme Court clarifies remedies for Ombudsman rulings in criminal vs. administrative cases, and affirms accountability in government procurement.

When a Car Purchase Goes Wrong: Establishing Liability in Sales Transactions

Philippine Supreme Court ruling on when a person who receives payment and issues a receipt in a car sale can be held liable as a seller.

Law Firm Partnerships Have Legal Personality: Saludo v. PNB Explained

The Supreme Court clarifies that law firm partnerships are juridical entities with legal personality, separate from their partners.

Revival of Judgment: Prescription Periods and Banking Reorganization Duties

Explaining the Supreme Court's ruling on the 10-year prescriptive period for reviving judgments and its application to banking reorganization obligations.

Revival of Judgment Prescription and Compliance in Banking Disputes

Explore the Supreme Court's ruling on the 10-year prescription period for reviving judgments, applied to a banking dispute.

VAT Refund Claims: Proving Zero-Rated Sales of Services with Official Receipts

Philippine Supreme Court clarifies that VAT official receipts are indispensable to substantiate zero-rated sales of services in refund claims.

Ombudsman Appeals and Procedural Rules: When Technicalities Yield to Substantial Justice

The Supreme Court reminds appellate courts that procedural lapses should not defeat the merits of an administrative appeal, especially when a government employee's dismissal is at stake.

Prescription and Probable Cause: Protecting Public Officials From Stale Charges

The Supreme Court affirms the Ombudsman's dismissal of behest loan charges, clarifying prescription periods and probable cause requirements under RA 3019.

Extraordinary Diligence: Carrier Liability for Misdelivered Goods

When a courier delivers to the wrong person, the shipment is legally "lost." The Supreme Court explains carrier liability and the limits of air waybill exemptions.

Finality of Judgment vs Supervening Events: Computing Backwages and Separation Pay in Illegal Dismissal Cases

Learn how Philippine courts compute backwages and separation pay when reinstatement becomes impossible due to supervening events after judgment finality.

Presumption of Consideration: Bank's Good Faith Upholds Mortgage Despite Forged Deed Claim

Supreme Court rules a bank's good faith reliance on a Torrens title protects its mortgage even if the prior deed was allegedly forged.

Simple Misconduct in Public Office: Balancing Discretion and Due Diligence

The Supreme Court clarifies the line between grave and simple misconduct for public officers, using a fund placement case as a guide.

Prescription in Tax Assessment: Taxpayers' Right to a Timely Assessment

When does the BIR lose its right to assess taxes? The Supreme Court clarifies prescription rules and valid waivers in CIR v. BPI.

Unregistered Real Estate Mortgages: Valid Between Parties Despite Formal Defects

Philippine Supreme Court clarifies that defective notarization or registration of a real estate mortgage does not invalidate it between the parties.

Maritime Liens vs Preliminary Attachment: Enforcement Rules Under Philippine Law

Philippine Supreme Court clarifies when a maritime lien suffices and when a writ of preliminary attachment is proper.

Fair Compensation for Agricultural Land Under CARP: Apo Fruits v. LBP

The Supreme Court clarifies how courts determine just compensation for agricultural land taken under CARP, and when interest starts to run.

CBA vs Bank Policy: Protecting Workers' Rights Against Unilateral Loan Changes

Supreme Court rules banks cannot impose credit-check requirements on CBA salary loans without negotiating with the union first.

Just Compensation Under CARP: Balancing DAR Formulas and Fair Market Value

Supreme Court clarifies when courts may deviate from DAR valuation formulas in agrarian reform just compensation cases.

Breach of Public Trust: Accountability for Mismanagement of Judiciary Funds

Supreme Court rules on accountability of judges and court personnel for tampered receipts and overwithdrawals from judiciary funds.