Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Liquidation vs Length of Service: Defining Retirement Benefits in Philippine Banking
Supreme Court ruling on whether bank liquidation periods count in computing retirement benefits for Philippine bank employees.
Just Compensation in Agrarian Reform: Valuing Land Fairly Under RA 6657
How Philippine courts determine just compensation in agrarian reform, using Land Bank v. Heirs of Juan Lopez as a guide.
Mortgage Validity Upholding Security Interests Amid Corporate Disputes in Metrobank vs Centro Development Corp
Supreme Court clarifies when a mortgage over corporate assets is valid, and when foreclosure exceeds the secured amount.
Escheat Proceedings: Banks Must Notify Depositors Before Dormant Funds Are Transferred to the State
Philippine Supreme Court rules on banks' duty to notify depositors before dormant funds are escheated to the state, protecting depositor rights.
Trust Receipts vs Loans: Distinguishing Obligations in Philippine Law
Philippine Supreme Court clarifies the distinction between trust receipts and loan obligations, and the legal consequences for banks and borrowers.
Bank Not Liable for Branch Manager's Unauthorized Guarantee: UCPB v. Planters Products
Supreme Court rules banks are not bound by branch managers' unauthorized guarantees, protecting banks from liability in connivance schemes.
Shared Negligence: Banks and Depositors Must Bear Losses Equally When Both Are at Fault
When a bank releases check proceeds before clearing and a depositor withdraws them hastily, both may share the loss equally under Philippine law.
When Banks and Depositors Share the Blame: PNB v. Spouses Cheah on Negligence
A rubber check, a premature release of funds, and a Supreme Court ruling that split the loss equally between a bank and its depositors.
Loss of Trust and Confidence in Labor Disputes: The Keppel Bank Case
When can a bank validly dismiss a branch manager for loss of trust and confidence? The Supreme Court explains the limits of this just cause.
The 15-Day Rule in Just Compensation Cases: When a Belated Filing Proves Fatal
A belated petition for just compensation before the Special Agrarian Court can be dismissed. Learn the 15-day rule from Land Bank v. Listana.
Missed Deadlines, Lost Rights: The 15-Day Rule for Just Compensation in Agrarian Reform
Land Bank v. Listana explains why a late petition for just compensation in agrarian reform cases can be fatal, and what the 15-day rule means for landowners.
Lost Your Appeal? Timelines and Procedures in Philippine Corporate Rehabilitation Cases
Learn the strict appeal rules in corporate rehabilitation cases from BPI Family Savings Bank v. Pryce Gases, including the record on appeal requirement.
Loan Contract Perfection and Mortgage Validity: Insights from Palada v. Solidbank
When is a loan contract perfected, and what makes a real estate mortgage valid? The Supreme Court clarifies in Palada v. Solidbank.
Navigating Philippine Bank Secrecy Laws When Foreign Currency Deposits Can Be Disclosed
The Supreme Court clarifies when foreign currency deposits may be examined under Philippine law, and the limits of bank secrecy.
Reinstatement and Back Wages for Philippine Civil Servants: Key Insights from Galang v. Land Bank
When must a wrongfully dismissed civil servant be reinstated, and what back wages and allowances are due? The Supreme Court clarifies in Galang v. Land Bank.
Philippine Savings Bank v. Castillo: Mutuality of Contracts and Unilateral Loan Interest Adjustments
Philippine Supreme Court rules that banks cannot unilaterally increase loan interest rates without borrower consent, citing the principle of mutuality of contracts.
Can Tenants Challenge Landlord's Title After Foreclosure? The Ros v. PNB Case
When a bank forecloses on a property, can the borrower's spouse later challenge the mortgage as forged? The Supreme Court explains the limits.
Loan Interest Rate Adjustments Understanding Banks Rights AND Borrowers Obligations IN THE Philippines
Philippine Supreme Court ruling on implied trusts in mortgage contracts, parol evidence, and borrower protections.
Can a Bank Foreclose the Entire Loan on a Partial Mortgage? Philippine Supreme Court Rules
Philippine Supreme Court rules on whether a bank may foreclose a real estate mortgage for the full loan amount when only part of it was secured by the property.
When Can a Bank's Foreclosure Sale Be Nullified? Philippine Rules Explained
Philippine Supreme Court explains when a bank's foreclosure sale is valid or void, and what happens when a bank collects beyond what the mortgage covers.
Land Bank's Authority to Seek Just Compensation in Agrarian Reform Cases
Supreme Court affirms Land Bank's legal personality to file just compensation cases before the Special Agrarian Court, independent of DAR.
Land Bank's Right to Question Agrarian Land Valuation: Davao Fruits v. LBP
The Supreme Court affirms Land Bank's legal standing to seek judicial determination of just compensation in agrarian reform cases.
Land Bank's Right to Sue for Just Compensation in Agrarian Cases
Supreme Court affirms Land Bank's legal personality to file petitions for just compensation determination before Special Agrarian Courts.
Land Title Disputes: Finality of Court Decisions and Limits of Summary Proceedings
Learn how the Supreme Court clarified Land Bank's role in agrarian just compensation cases and the limits of summary dismissals.