Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 2548 of 105 articles for demand letters

When a Corporate President Can Act Without Board Approval: Key Lessons from Colegio Medico v. Lim

A corporate president may act without board approval in ordinary business matters. Learn the rules from this Supreme Court case.

Electricity Disconnection: Utility's Duty to Inspect and Provide Notice

When can a distribution utility disconnect electric service? The Supreme Court clarifies the duty to inspect meters and give proper notice.

Contempt of Court for Defying a Corporate Rehabilitation Order in the Philippines

The Supreme Court affirms contempt charges against BIR officials who pursued deficiency tax claims despite a corporate rehabilitation Commencement Order.

Credit Card Debt: Unconscionable Interest Rates and the Duty to Respond

The Supreme Court clarifies when credit card interest rates are unconscionable and why borrowers must answer lawsuits on time.

Supreme Court: A Signed Check Creates a Presumption of Debt Even Without Written Contract

The Supreme Court rules that a signed, dishonored check is enough to prove an obligation, even without a written contract or delivery receipts.

Cooperative Debt Collection: Jurisdiction, Authority, and Interest Rates Explained

Learn how the Supreme Court ruled on cooperative debt collection, officer authority, and interest rate reductions in Fausto v. Multi Agri-Forest.

Corporate Records Access: Stockholder Rights and Officer Duties After Dissolution

Philippine Supreme Court clarifies that a stockholder's right to inspect corporate records survives corporate dissolution and continues during liquidation.

B.P. 22 Penalties: Supreme Court Tempers Imprisonment for Bouncing Checks

The Supreme Court clarifies that imprisonment for B.P. 22 violations must be proportionate and not excessive, modifying a 51-year sentence.

Lawyer Suspended for Abusive Language in Demand Letter: A Lesson in Professional Conduct

The Supreme Court suspends a lawyer for using abusive, offensive language in a demand letter, reaffirming Rule 8.01 of the CPR.

Ethical Boundaries: Lawyers' Duty to Avoid Abusive Language in Professional Dealings

The Supreme Court reminds lawyers that demand letters must remain respectful, not abusive or defamatory, under Rule 8.01 of the CPR.

Ejectment After Contract to Sell Rescission: Demand to Pay Not Required

Supreme Court clarifies that ejectment suits after a rescinded contract to sell do not require a prior demand to pay, only a demand to vacate.

Tenant's Right of Redemption: Written Notice and Payment Requirements Under Agrarian Law

Philippine Supreme Court clarifies agricultural lessee's right of redemption, written notice requirements, and tender payment obligations under R.A. 3844.

Chattel Mortgage Foreclosure: Lender's Duty After Repossession in the Philippines

Learn the lender's obligations after chattel mortgage foreclosure and repossession in the Philippines, including redemption rights and borrower protections.

Lawyer Suspended for Dishonoring Obligations and Issuing Bouncing Checks

Supreme Court suspends lawyer for two years for issuing worthless checks and evading debts, violating the Code of Professional Responsibility.

When Lawyers Issue Bouncing Checks: Good Faith Is No Defense in Disciplinary Cases

The Supreme Court suspends a lawyer for two years for issuing worthless checks, clarifying that good faith is not a defense in disciplinary proceedings.

Extrajudicial Rescission of Lease Contracts: What Philippine Law Allows

Philippine Supreme Court clarifies when a lessor may extrajudicially rescind a lease contract without court approval, and the risks involved.

Limits of a General Power of Attorney Authority to Sell Real Property in the Philippines

Philippine Supreme Court clarifies that a general power of attorney does not authorize an agent to sell real property without a special power of attorney.

Construction Contracts and Legal Interest: Determining Liability in Government Projects

The Supreme Court clarifies when 6% legal interest applies to unpaid construction claims against government agencies and local governments.

Constructive Dismissal Claims: When Resignation Is Voluntary and Not Forced

The Supreme Court clarifies when a resignation is voluntary rather than constructive dismissal, and which money claims belong in labor courts.

Title Registration as Proof of Prior Possession in Forcible Entry Cases

The Supreme Court clarifies when a Torrens title can prove prior physical possession in forcible entry cases, protecting landowners from intruders.

B.P. 22 Defense: Payment Before Information Filing Can Defeat Dishonored Check Charges

The Supreme Court explains when paying a dishonored check before charges are filed can defeat a B.P. 22 prosecution.

When Paying a Bounced Check Before Charges Are Filed Can Mean Acquittal in BP 22 Cases

The Supreme Court explains when full payment of a dishonored check before the filing of an Information can lead to acquittal from BP 22 charges.

Credit Card Suspension: When Banks Must Answer for Negligence and Damages

Philippine Supreme Court ruling on credit card suspension, bank negligence, and cardholder rights to moral and exemplary damages.

Duplicate Originals as Evidence: When Photocopies Are Admissible in Philippine Courts

Philippine Supreme Court clarifies when duplicate originals are admissible evidence, reversing the Court of Appeals' exclusion of invoices in a collection case.