Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Expiration of Redemption Rights: Failure to Consign Full Payment Voids Repurchase of Unregistered Land
Philippine Supreme Court ruling on why a defective consignation fails to redeem property sold with right to repurchase, and the risks of buying unregistered land.
Mortgage Release: Full Payment Trumps Bank's Restructuring Claim
Full payment of a loan obliges a bank to release the mortgage. The Supreme Court clarifies when a bank's restructuring claim fails.
Mortgage Foreclosure After Full Payment Is Void: PNB v. Court of Appeals
A mortgage foreclosure is void if the loan it secures was already paid. Learn the rules from this Philippine Supreme Court case.
The Binding Force of a Signed Affidavit of Full Payment and the Absence of Fraud in Subcontracting Agreements
Philippine Supreme Court ruling on the binding effect of a signed affidavit of full payment and the absence of fraud in subcontracting agreements.
Redemption Rights Demand Strict Compliance and Timely Tender of Full Payment
Philippine Supreme Court ruling on strict compliance with redemption periods and the requirement of timely, full tender in extrajudicial foreclosure.
Specific Performance and the Obligation to Transfer Clear Title: Palon v. Brillante
In Palon v. Brillante, the Supreme Court held that a seller who receives full payment must not only deliver the land but also cause the issuance of the buyer's separate title.
Friar Lands Ownership: When Full Payment Confers Title Even Without Deed
Philippine Supreme Court ruling on friar lands: full payment of purchase price vests ownership in the buyer, even without a final deed of conveyance.
Navigating Legal Interest From Breach of Contract to Final Judgment Satisfaction
Understand how Philippine courts compute legal interest on money judgments, from breach of contract until full payment, based on Eastern Assurance v. Court of Appeals.
Chattel Mortgage Coverage of Future Loans: The Acme Shoe Ruling
Philippine Supreme Court explains when a chattel mortgage can cover future loans and why full payment extinguishes the security.