Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Judges Must File SALN: Lessons from a Cavite Judge's Suspension
A judge's failure to file Statements of Assets and Liabilities for years led to suspension. Learn the SALN rules under RA 6713 and RA 3019.
Foreclosure and the Right to Possession: Protecting Bank Assets in Liquidation
A bank in liquidation can still seek a writ of possession over foreclosed property. Learn the rules on jurisdiction, intervention, and redemption.
Chattel vs Real Property: How Mortgage Classification Affects Foreclosure Rights
Philippine Supreme Court ruling on when machinery is chattel or real property, and why classification determines what a mortgage covers.
Surety's Solidary Liability: The True Extent of Guarantees in Philippine Law
Philippine Supreme Court clarifies when a "guarantee" becomes a suretyship, making the surety solidarily liable with the principal debtor.
Bank Liability for Premature Foreclosure and Dishonored Deposits
When can a bank be liable for damages? The Supreme Court rules on premature foreclosure, dishonored checks, and bad faith.
Indispensable Parties Protecting Mortgagee Rights In Title Nullification Suits
When a title nullification suit omits the mortgagee, the resulting judgment is void. The Supreme Court explains why.
Mortgagee as Indispensable Party in Title Nullification Suits: Key Lessons
A mortgagee must be joined in suits to nullify a Torrens title; otherwise, the resulting judgment is void for lack of jurisdiction.
Piercing the Corporate Veil in Philippine Foreclosures: DBP v. Remington
When can Philippine courts pierce the corporate veil? The Supreme Court clarifies the strict rule in DBP v. Remington.
PNB v. Ritrato Group: Suing the Wrong Party in Foreclosure Disputes
Learn why the Supreme Court dismissed an injunction suit against PNB, a mere attorney-in-fact, and how corporate veil piercing works.
Bank Foreclosure Redemption: When the One-Year Period Runs and What Law Applies
Philippine Supreme Court clarifies the one-year redemption period for bank foreclosures and the correct redemption price under the General Banking Act.
Redemption Rights in Foreclosure: Failure to Assert Nullifies Opportunity
Philippine Supreme Court ruling on how failing to assert redemption rights during the statutory period forfeits the mortgagor's opportunity to reclaim foreclosed property.
Stepfather's Rape Conviction Upheld on Credible Victim Testimony
SC affirms stepfather's rape conviction, ruling a credible child victim's testimony alone suffices for conviction beyond reasonable doubt.
Accommodation Mortgages and Redemption Rights: Limits of Debtor Liability
Philippine Supreme Court ruling on accommodation mortgagors' redemption rights and liability limits under P.D. 694 and Act 3135.
Incestuous Rape and Parental Authority: When Consent Is Invalid in Familial Sexual Abuse Cases
Philippine Supreme Court ruling on incestuous rape clarifies that a father's moral ascendancy and threats invalidate any claim of consent from a minor daughter.
Writ of Possession: Buyer's Right After Foreclosure Despite Pending Disputes
After foreclosure and failed redemption, a property buyer can obtain a writ of possession even if the former owner raises objections. Learn the rules.
Rape Conviction: Consent, Intimidation, and Victim Testimony in Philippine Law
How the Supreme Court weighed intimidation, delayed reporting, and victim credibility in affirming a rape conviction.
Expired Business Permit and Court-Ordered Reopening: The Mathay v. Felt Foods Rule
When a business permit expires, courts generally cannot compel an LGU to allow reopening—even if the closure order was questionable.
Positive Identification in Philippine Criminal Law: Why Witness Testimony Is Key to Conviction
How the Supreme Court reaffirmed that credible witness testimony outweighs alibi and denial in rape convictions, shaping Philippine criminal law.
Certiorari Deadlines and the 60-Day Rule: Lessons from Pahimutang v. Court of Appeals
Understand the 60-day certiorari filing rule, proper remedies under Rule 45 vs. Rule 65, and finality of judgments in Philippine courts.
Lost Property Due to Foreclosure: Understanding Notice Requirements in the Philippines
A judge who ignored a TRO and demolished a home was disciplined. Learn the notice rules that protect property rights in Philippine foreclosure and ejectment cases.
Treachery in Philippine Criminal Law: Unexpected Attacks and the Complex Crime of Murder with Abortion
The Supreme Court explains treachery in murder cases and how a single criminal act can produce the complex crime of murder with abortion.
Pactum Commissorium: Why Automatic Property Grab in Loan Agreements Is Illegal in the Philippines
Philippine law bans pactum commissorium—automatic property forfeiture in loans. Learn the rule, the Marino v. Salcedo case, and your rights.
Reinstatement or Separation Pay: Employer Obligations After Illegal Dismissal in the Philippines
Philippine labor law on illegal dismissal: when reinstatement is ordered, when separation pay applies, and the employer's obligations.
Deed of Sale or Loan Understanding: Equitable Mortgage in Philippine Property Law
When is a deed of sale really an equitable mortgage? The Supreme Court clarifies the rules on when courts will presume a loan arrangement.