Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 4972 of 82 articles for bpi

Procedural Compliance and Corporate Rehabilitation: Ensuring Fair Adjudication of Appeals

The Supreme Court reminds appellate courts that procedural rules serve justice, not frustrate it, in corporate rehabilitation appeals.

Breach of Trust: When Workplace Conduct Undermines Employer Confidence

Supreme Court ruling on when managerial employees may be validly dismissed for breach of trust and loss of confidence.

BPI v. Reyes: Physical Evidence Prevails in Bank Deposit Dispute

Supreme Court explains preponderance of evidence in bank deposit disputes, ruling physical evidence outweighs bare testimony.

Banks' Duty to Depositors: No Unilateral Freezing Without Court Order

Supreme Court rules banks cannot unilaterally freeze depositor accounts based on mere suspicion, reaffirming fiduciary duty to treat accounts with meticulous care.

Cashier's Check as Bank's Primary Obligation: Holder in Due Course Rights

Philippine Supreme Court ruling on cashier's checks, holder in due course status, and bank liability explained in plain language.

Unendorsed Checks and Bank Liability: Depositor Rights in the Philippines

Philippine Supreme Court ruling on unendorsed checks, bank set-off rights, and depositor protection in banking disputes.

Documentary Stamp Tax on Foreign Exchange Sales: Who Pays

Philippine Supreme Court ruling on documentary stamp tax liability for foreign exchange sales to the Central Bank.

Mortgage Still Valid Loan Restructuring AND Novation IN THE Philippines Reyes V BPI Family Savings Bank

When does loan restructuring cancel a real estate mortgage? The Supreme Court explains novation rules in Reyes v. BPI Family Savings Bank.

Equitable Interest When Mortgage Rates Clash With Legal Limits in the Philippines

Philippine Supreme Court ruling on redemption rights, mortgage rates, and legal limits in Banco Filipino case.

Bank Liability for Forged Checks: Protecting Depositor Rights Under Philippine Law

Philippine Supreme Court ruling on bank liability for forged checks, depositor rights, and negligence in the banking relationship.

Bank Liability for Forged Checks: When Final Judgments Stand Firm

Supreme Court ruling on bank liability for forged checks, signature verification duties, and why depositors aren't estopped by bank statement notices.

Condominium Living Enforcing Brochure Promises and Addressing Building Defects

Philippine Supreme Court ruling on condominium buyers' rights, brochure promises as warranties, and remedies for building defects under PD 957.

Bank Negligence in Foreclosure: Damages and Attorney's Fees Reassessed

Philippine Supreme Court clarifies how courts compute actual, moral damages and attorney's fees when banks act negligently in foreclosure disputes.

Forum Shopping and Foreclosure: Navigating Jurisdictional Boundaries in Mortgage Disputes

When properties in different provinces are foreclosed, filing separate suits to stop each sale is not forum shopping. The Supreme Court explains why.

Balancing Technical Rules and Substantial Justice in Labor Disputes

Philippine Supreme Court ruling on liberal construction of verification and non-forum shopping rules in labor cases.

Surety Bonds, Deficiency Claims, and the Burden of Proof in Collection Suits

The Supreme Court clarifies when a demand for payment is valid and what evidence creditors must present to collect a deficiency after foreclosure.

Attorney Misappropriation of Client Funds: Fiduciary Duty and Ethical Obligations of Lawyers

When a lawyer mishandles client money, the Supreme Court does not take it lightly. Learn the ethical rules and consequences.

Negligence in Notarization: Consequences for Failure to Comply With Notarial Duties

Learn how the Supreme Court disciplines lawyers who neglect notarial duties and mishandle client funds, with practical compliance tips.

Bouncing Checks Law: When Courts May Impose Fine Instead of Imprisonment

The Supreme Court clarifies that under BP 22, courts may impose only a fine instead of imprisonment, depending on the circumstances.

Bouncing Checks Law: When Courts May Impose Fine Instead of Imprisonment

Philippine Supreme Court ruling on B.P. 22 violations explains when fines replace imprisonment and clarifies due process rights in bouncing checks cases.

Liability in Highway Robbery: Conspiracy and Identifying Perpetrators

Philippine Supreme Court ruling on conspiracy in highway robbery, eyewitness identification, and liability of accused under PD 532.

Fair Rental Value in Unlawful Detainer: Key Lessons from Catungal v. Hao

How Philippine courts determine fair rental value when a lease expires, based on the Supreme Court's ruling in Catungal v. Hao.

Novation by Implied Consent: When a Creditor's Silence Speaks Volumes

Philippine Supreme Court ruling on how a creditor's failure to object to a debtor substitution can constitute implied consent to novation.

Credit Card Fraud Liability in the Philippines: What Ermitaño v. BPI Means for Cardholders

Philippine Supreme Court ruling on credit card fraud liability: cardholders who promptly report lost cards aren't liable for unauthorized charges.