Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 913936 of 1,421 articles for bank

Invalid Summons in Foreclosure: Protecting Due Process Rights in the Philippines

Philippine Supreme Court rules on invalid summons in foreclosure, due process, and why quasi in rem actions still require proper service.

Is 24% Interest Legal in the Philippines? Bacolor v. Banco Filipino Explained

The Supreme Court in Bacolor v. Banco Filipino ruled that a 24% annual interest rate agreed upon in writing is not usurious or unconscionable.

Zoning Regulations vs Contractual Obligations: Balancing Public Welfare and Private Rights in the Philippines

Philippine Supreme Court ruling on zoning ordinances, police power, and the non-impairment of contracts clause.

Indirect Contempt in the Philippines: Why Proper Procedure Matters in Wage Orders

A look at how the Supreme Court ruled on procedural lapses and the validity of Wage Order No. R02-03 in Metrobank v. NWPC.

Suspension of Claims Against Corporations Under Rehabilitation: Philippine Law Explained

Learn how corporate rehabilitation suspends all claims, including labor cases, under Philippine law, based on the PAL v. Zamora ruling.

Just Compensation in Agrarian Reform: Land Valuation and Timely Payment

The Supreme Court rules on how agrarian reform lands should be valued and why delayed payment violates the constitutional right to just compensation.

Philippine Wage Orders: The Limits of Regional Wage Board Authority

The Supreme Court rules that regional wage boards cannot grant across-the-board increases to all workers, only minimum wage earners.

Fresh Period Rule for Appeals: The First Aqua Sugar Traders Case

The Supreme Court clarifies that a motion for reconsideration grants litigants a fresh 15-day period to appeal, applying the Neypes doctrine retroactively.

Missed Appeal Deadlines Understanding THE Fresh Period Rule IN Philippine Courts

Learn how the fresh period rule in Neypes v. CA changed appeal deadlines in Philippine courts, giving litigants a full 15 days after denial of a motion for reconsideration.

Foreclosure vs Corporate Rehabilitation: Why Timing Is Key in Philippine Law

Philippine Supreme Court ruling on how prior foreclosure affects corporate rehabilitation petitions and the proper remedy for dismissal orders.

Piercing the Corporate Veil in the Philippines: When Parent Companies Pay Subsidiary Debts

Philippine courts can hold parent companies liable for subsidiary debts when the subsidiary is a mere instrumentality. Learn the rules from General Credit v. Alsons.

Unendorsed Checks and Bank Liability: Depositor Rights in the Philippines

Philippine Supreme Court ruling on unendorsed checks, bank set-off rights, and depositor protection in banking disputes.

Beyond the Title: Why Philippine Banks Must Investigate Loan Collateral Ownership

Philippine Supreme Court ruling on Omengan v. PNB clarifies banks' duty to investigate collateral ownership beyond the certificate of title.

Strict Deadlines Matter Navigating SEC Appeals AND Corporate Liability FOR Unlicensed Brokers IN THE Philippin

When is a bank liable for breach of contract in a credit line dispute? The Supreme Court clarifies the rules on conditional loan approvals and the duty of banks to exercise prudence in dealing with re

Dation in Payment and Perfected Contracts of Sale Under Philippine Law

When is a deposit earnest money? This case explains when a contract of sale is perfected and why a bank's qualified acceptance was only a counter-offer.

When Courts Can Compel Disclosure of Foreign Currency Deposits in the Philippines

Philippine Supreme Court clarifies when courts may compel banks to disclose foreign currency deposits despite the secrecy rule under RA 6426.

Double Jeopardy in Philippine Courts: When a Case Dismissal Protects You from Retrial

Understand when a case dismissal bars retrial under Philippine double jeopardy rules, explained through the Supreme Court's ruling in Benares v. Lim.

Lost Your Labor Case Appeal? The Supreme Court on Mandatory Appeal Bonds

Philippine Supreme Court ruling on why employers must post an appeal bond to perfect a labor appeal, and the consequences of failing to do so.

Missed Deadline Dismissed Appeal Why Perfecting Appeals On Time IS NON Negotiable IN Philippine Labor Cases

Philippine Supreme Court ruling on appeal bonds in labor cases: non-posting within the reglementary period is fatal and jurisdictional.

Lost Deals: Why a Vague "Yes" Isn't Enough to Seal a Property Sale in the Philippines

A buyer's "conforme" to a seller's price without agreeing on payment terms is only a counter-offer. Learn from Villanueva v. PNB.

Willful Failure to Pay Just Debts: Disciplinary Risks for Philippine Government Employees

Philippine public servants can face administrative discipline for willful failure to pay just debts, even after settlement. Learn the rules and risks.

Rescission Rights in Pacto de Retro Sales: When Can a Seller Reclaim Property

Philippine Supreme Court clarifies when a seller can rescind a pacto de retro sale and reclaim property from a defaulting buyer.

Conjugal Partnership and Surety Agreements: When a Spouse's Guaranty Does Not Bind the Family

When a husband signs a surety agreement for a third party, the conjugal partnership is not automatically liable. Here's why.

Malicious Prosecution in Estafa Cases: When a Criminal Complaint Becomes a Tort

The Supreme Court clarifies when filing an estafa complaint without probable cause constitutes malicious prosecution, making the complainant liable for damages.