Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 7396 of 1,294 articles for bank

Bank Negligence in the Philippines: The BDO v. Seastres Case on Extraordinary Diligence

When banks fail to exercise extraordinary diligence, they can be held fully liable for unauthorized withdrawals, as the Supreme Court ruled in BDO v. Seastres.

Breach of Public Trust: Accountability for Mismanagement of Court Funds in the Philippines

A Supreme Court ruling on a clerk of court's liability for fund mismanagement, tampered receipts, and delayed deposits.

Default Orders and Affidavit of Merit: Lessons from Far East Fuel v. Airtropolis

A default order can be lifted only with an affidavit of merit and proof of excusable negligence. Learn the rules from a recent Supreme Court ruling.

Just Compensation in Agrarian Reform: When Courts Can Depart from DAR Formulas

Explains the Supreme Court ruling on just compensation in agrarian reform, when courts may deviate from DAR valuation formulas, and why evidence matters.

Minimum Wage Compliance: Employers Bear the Burden of Proof in Labor Disputes

Employers must prove wage payments in labor disputes. Learn how the Supreme Court applied this rule in a delivery helper's underpayment case.

When Can a Foreign Corporation Sue in Philippine Courts? The Monsanto Case

The Supreme Court clarifies when an unlicensed foreign corporation can sue in the Philippines, focusing on transactions through local indentors.

Circumventing Procurement Laws: Supreme Court Affirms Dismissal of Local Officials

Supreme Court affirms dismissal of Buguias officials who bypassed competitive bidding under R.A. 9184, reinforcing public trust standards.

Inter-Company Loans and VAT: When Interest Income Is Not Taxable

Philippine Supreme Court ruling clarifies when interest on inter-company loans is exempt from VAT and how prescription periods apply.

Just Compensation in Agrarian Reform: When Land Exceeds the Covered Area

The Supreme Court clarifies when sloping land must be excluded from agrarian reform coverage and how just compensation is computed.

Sandiganbayan's Exclusive Appellate Jurisdiction Over Civil Forfeiture Cases

The Supreme Court clarifies that appeals from RTC decisions in civil forfeiture cases under RA 1379 must go to the Sandiganbayan, not the Court of Appeals.

Upholding Mutuality in Loan Agreements: Scrutinizing Interest Rate Adjustments

The Supreme Court clarifies when a bank's interest rate adjustments in loan agreements are valid, reaffirming the principle of mutuality of contracts.

Confiscation of Property: Balancing Government Authority and Due Process Rights

Explore how the Supreme Court balances state power to recover ill-gotten wealth against constitutional due process and prescription rights.

Mortgage in Good Faith vs True Owner: Navigating Philippine Property Law

Explore the Supreme Court's ruling on mortgagee in good faith versus true owner rights in Philippine property disputes.

Piercing the Corporate Veil in Labor Cases: The Toledo Construction Ruling

When courts ignore corporate structures to enforce labor judgments, protecting workers from fraudulent asset transfers and evasion.

Good Faith and Land Titles: A Purchaser's Duty Until Registration

Philippine Supreme Court clarifies when a land buyer's good faith is measured—from purchase until registration of the deed.

Speedy Disposition of Cases: Inordinate Delay in Preliminary Investigation Warrants Dismissal

The Supreme Court clarifies that inordinate delay in preliminary investigation violates the constitutional right to speedy disposition of cases, warranting dismissal.

Money Laundering Prosecution Can Proceed Independently of Unlawful Activity Requires Proof Beyond Reasonable D

Philippine Supreme Court clarifies that money laundering cases may proceed independently of predicate crimes, but the unlawful activity's elements must still be proven.

Bank Negligence and Fiduciary Duty: PNBS Responsibility to Depositors

When banks fail depositors, liability follows. This case clarifies the fiduciary duty and negligence standards for Philippine banks.

Freeze Orders in the Philippines: Probable Cause and Asset Protection Under AMLA

Learn how Philippine courts protect assets from unjustified freeze orders, and why probable cause is essential under the Anti-Money Laundering Act.

Accretion and Forcible Entry: Why Prior Physical Possession Beats Title

In forcible entry cases over accreted land, the Supreme Court rules that prior physical possession, not mere ownership of adjacent titled property, is decisive.

Final CIAC Awards Binding on COA: Supreme Court Limits Audit Body's Review Power

Supreme Court ruling in Sunway Builders v. COA confirms COA cannot modify final CIAC arbitration awards, limiting its role to execution and payment.

Just Compensation in Agrarian Reform: Why the Valuation Date Matters

Philippine Supreme Court clarifies that just compensation in agrarian reform must use the valuation date and DAR formula applicable at the time of taking.

Unmarried Cohabitation Establishing Property Rights In Long Term Illicit Relationships

The Supreme Court ruled that long-term illicit cohabitation can establish co-ownership rights under Article 148 of the Family Code.

Chronic Infidelity as Psychological Incapacity: Quiogue v. Quiogue Explained

The Supreme Court ruled that chronic infidelity rooted in a personality disorder can be psychological incapacity under Article 36 of the Family Code.