Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Unilateral Interest Rate Hikes When Banks Overstep Their Bounds In Loan Agreements
Philippine Supreme Court rules on void unilateral interest rate hikes by banks, mutuality of contracts, and foreclosure validity.
Employee vs. Independent Contractor in Real Estate: The Four-Fold Test Explained
A Supreme Court ruling clarifies when real estate sales agents are employees or independent contractors, and why the distinction matters.
Calculating Redemption Price in Extrajudicial Foreclosures: BPI v. LCL Capital Explained
Learn how Philippine courts compute redemption prices in bank foreclosures under the General Banking Law, based on the Supreme Court's ruling in BPI v. LCL Capital.
Navigating Property Disputes: The Importance of Due Process and Property Identification in Philippine Law
A Supreme Court ruling clarifies estafa liability for selling property one does not own, emphasizing due process and proper property identification.
Ultra Vires Acts and Contract Validity: The SSS Loan Case Explained
When government agencies exceed their powers, contracts may be void. The Supreme Court explains ultra vires acts and their impact on Philippine contracts.
Shareholder Death and Corporate Meetings: Quorum and Voting Rights Under Philippine Law
How a shareholder's death affects quorum and voting rights in Philippine corporations, explained through the Supreme Court's ruling in Mallare v. A&E Industrial Corporation.
Extinctive Novation: When a New Loan Cancels an Old Debt and Invalidates Foreclosure
Philippine Supreme Court ruling explains how extinctive novation cancels old debts and why foreclosing on extinguished obligations is premature and void.
HLURB Decisions in Homeowners’ Association Disputes: Appeal to the CA, Not the OP
A Supreme Court ruling clarifies that HLURB decisions on intra-association disputes must be appealed directly to the Court of Appeals, not the Office of the President.
What Happens to an Administrative Case When the Respondent Dies? (Philippines)
Philippine Supreme Court rules on whether death of a respondent ends a pending administrative case, citing due process and heirs' protection.
Loan Agreements and Interest Rates: Lessons from a Philippine Supreme Court Ruling
A Philippine Supreme Court ruling clarifies when banks may impose penalty charges and compound interest under loan restructuring agreements.
Voluntary Submission to Jurisdiction: Key Insights from the Jorgenetics Replevin Case
How a defendant's post-dismissal motions can cure defective service of summons and revive a replevin case, per the Supreme Court.
Understanding Judicial Misconduct: Lessons From a Landmark Philippine Supreme Court Ruling
A Philippine judge's administrative liability for misconduct, undue delay, and ignorance of the law—and what it means for judicial accountability.
Understanding the Prohibition Against Splitting a Cause of Action in Loan and Mortgage Cases
A Supreme Court ruling clarifies when a bank cannot file both foreclosure and collection suits for the same loan obligation.
When a Notarized Deed of Sale Fails: Consent Is Key in Philippine Property Transfers
A notarized deed does not guarantee a valid sale. The Supreme Court explains why genuine consent is essential in property transactions.
Timely Intervention and Jurisdictional Limits in Philippine Estate Proceedings
Learn how the Constantino case clarifies intervention rules and probate court limits in Philippine estate proceedings.
Mortgagee in Good Faith in the Philippines: What Jimenez v. Jimenez, Jr. Means for Property Owners
Learn how the mortgagee in good faith doctrine protects lenders and foreclosure buyers in the Philippines, explained through the Jimenez case.
Special Administrators in Estate Cases: Residency Matters More Than Citizenship
Philippine Supreme Court clarifies that residency, not citizenship, determines who may serve as special administrator in estate proceedings.
Marriage Nullity and Estate Settlement: Jurisdiction and Standing Under Philippine Law
Learn how Philippine courts handle marriage nullity and estate settlement, including who has legal standing to challenge a marriage's validity.
Grave Misconduct and Serious Dishonesty: Lessons from Pantaleon v. Ombudsman-Mindanao
A revenue clerk's unauthorized lending of public funds led to dismissal. The Supreme Court explains grave misconduct and serious dishonesty.
Co-Ownership and Property Rights in the Philippines: The Racho Case on Consent
The Supreme Court clarifies when co-owners may sell inherited property and why consent of all heirs is required before partition.
Understanding Property Rights: Land Ownership Extent and Ejectment in the Philippines
Learn how Philippine law defines land ownership extent—surface, subsurface, and airspace—and when ejectment cases apply to structures like firewalls.
When Must Property Sellers Deliver the Title? The Fil-Estate v. Hermana Realty Rule
Full payment of the purchase price entitles a buyer to demand the deed of sale and owner's duplicate title, even if taxes remain unpaid.
Probate of an Alien's Will in the Philippines: Nationality Principle Explained
Philippine courts can probate a foreigner's will executed in the Philippines. The nationality principle does not strip local courts of jurisdiction.
Mortgage Foreclosure and Prescription in the Philippines: Key Lessons from a Landmark Case
Learn how prescription periods affect mortgage foreclosure in the Philippines, based on the Supreme Court's ruling in Active Wood Products v. State Investment House.