Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Corporate Liability Accountability FOR Unremitted SSS Contributions
Supreme Court affirms conviction of corporate officer for non-remittance of SSS contributions under RA 8282.
Implied Trusts and Co-Ownership: Hidden Property Rights in Family Lending Businesses
When a family lending business buys property under one sibling's name, an implied trust may preserve everyone's share.
Unconscionable Interest: The Limits of Contractual Freedom in Philippine Loans
Philippine courts can strike down unconscionable interest rates in loan agreements. Learn the rules on excessive interest and how borrowers are protected.
When Can an Agent Delegate Authority? The Rule on Substitution Under Philippine Law
Philippine law presumes an agent may appoint a substitute unless prohibited. Learn the rules, limits, and risks from a Supreme Court ruling.
Compulsory vs. Permissive Counterclaims: What Philippine Litigants Must Know
Learn the difference between compulsory and permissive counterclaims in Philippine courts, including docket fees, forum shopping, and the Alba v. Malapajo ruling.
Cooperative Debt Collection: Jurisdiction, Authority, and Interest Rates Explained
Learn how the Supreme Court ruled on cooperative debt collection, officer authority, and interest rate reductions in Fausto v. Multi Agri-Forest.
Co-Ownership Rights and Partition Agreements: Understanding the Bulalacao-Soriano v. Papina Decision
A co-owner cannot sell a specific portion of common property; only co-owners may validly enter into partition agreements. Learn the rules.
Estafa Acquittal and Civil Liability: Distinguishing Ex Delicto From Ex Contractu
When an estafa acquittal rests on a contract, civil liability ex delicto cannot be awarded; the creditor must file a separate civil action.
Caveat Emptor in Philippine Real Estate: Why Buyers Must Verify Title Before Purchase
The Supreme Court's Ranara ruling shows why buyers must verify property titles—failure to do so can mean losing both the purchase price and improvements.
Appeal Dismissed Understanding Questions OF LAW VS Questions OF Fact IN Summary Judgments
The Supreme Court clarifies the distinction between questions of law and fact in appeals from summary judgments, and the proper remedy.
Forged Deeds and Imprescriptible Rights: Protecting Land Ownership in the Philippines
Philippine Supreme Court ruling on forged deeds, land ownership protection, and the limits of prescription in property disputes.
Willful Disobedience as Just Cause for Dismissal: A Cooperative Cashier's Case
Explore when an employee's repeated defiance of board resolutions justifies dismissal under Article 282 of the Labor Code.
Chattel Mortgage Foreclosure: Lender's Duty After Repossession in the Philippines
Learn the lender's obligations after chattel mortgage foreclosure and repossession in the Philippines, including redemption rights and borrower protections.
Substitution of Parties: Due Process Prevails Despite Procedural Lapses in Estate Cases
Philippine Supreme Court rules that failure to formally substitute deceased parties is not fatal when heirs actively participate in the case.
Heirs Obligations Settling Debts Before Inheritance Distribution
Philippine Supreme Court ruling on heirs' duty to settle decedent's debts before inheritance distribution, including interest rules.
Surety Liability After Foreclosure: Carodan v. China Banking Corporation
When a bank releases a principal debtor's collateral, a surety may still be liable for the deficiency if the surety agreement expressly allows it.
Land Registration: Proving Possession Since June 12, 1945 for Title Applications
Philippine Supreme Court ruling on pacto de retro sales, indispensable parties, and evidentiary weight of notarized documents in land title disputes.
Corporate Rehabilitation Venue and Joint Petitions Under Philippine Law
The Supreme Court clarifies venue rules for corporate rehabilitation and disallows joint petitions by separate corporations under the Interim Rules.
Conjugal Property Sales When A Void Contract Still Speaks Volumes
When a deed of absolute sale is void for lack of spousal consent, can it still be used to prove a valid dacion en pago? The Supreme Court weighs in.
Dacion en Pago vs. Equitable Mortgage: Lessons from Villarta v. Talavera
The Supreme Court clarifies when a property transfer is a valid dacion en pago, not an equitable mortgage, in Villarta v. Talavera.
Defining Construction Cost Interest Expenses and Reserved Units in Joint Development Agreements
Philippine Supreme Court clarifies what counts as actual construction cost in joint development agreements, excluding interest expenses from the computation.
Pactum Commissorium: When Mortgage Agreements Unfairly Benefit Lenders
Philippine Supreme Court ruling on mortgage validity, unconscionable interest rates, and when borrowers cannot escape contractual obligations.
Can a University Be Bound by Unauthorized Mortgages? Corporate Authority Explained
When can a corporation be bound by an officer's unauthorized acts? The Supreme Court explains in University of Mindanao v. Bangko Sentral ng Pilipinas.
Assignment of Mortgage and BSP’s Foreclosure Authority Hinges on Valid Deed
Philippine Supreme Court clarifies when a bank may foreclose a mortgage assigned to it, requiring a valid deed of assignment.