Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Estoppel and Foreclosure: When a Bank's "Incentive" Is Not a Redemption Extension
The Supreme Court clarifies when a bank's incentive scheme letter extends the redemption period and when estoppel applies.
Protecting Third Party Rights in Foreclosure When Possession Trumps Ownership
When a third party adversely possesses foreclosed property, courts must hold a hearing before issuing a writ of possession.
Perfecting Appeals Strict Compliance With Rules OF Court IS Mandatory
Learn how the Supreme Court ruled on writs of possession, third-party adverse claims, and strict procedural compliance in extrajudicial foreclosures.
Mortgage Foreclosure: Clarifying Rights and Procedures in Disputed Property Cases
Learn how the Supreme Court clarified extrajudicial foreclosure rules, writ of possession, and procedural requirements in disputed mortgage cases.
Writ of Possession After Foreclosure: When Third-Party Claims and Pending Cases Don't Stop the Writ
Philippine Supreme Court clarifies when a writ of possession is ministerial and how pending annulment cases, third-party claims, and surplus issues affect the rule.
Writ of Possession After Foreclosure: When a Purchaser's Right Is Absolute
Philippine Supreme Court explains when a foreclosure sale purchaser may demand a writ of possession and when exceptions apply.
Challenging Foreclosure When Courts Must Halt Mortgage Proceedings
When can courts dismiss appeals for incomplete attachments? Galvez v. CA clarifies the rules on foreclosure challenges and procedural compliance.
Writ OF Possession Rights OF Third Parties IN Foreclosure Sales
Movable or Immovable: How Mortgage Agreements Define Property in Foreclosure
A Supreme Court ruling on whether machineries are movable or immovable property in mortgage foreclosures, explained in plain language.
Tenants Rights and Landlords Title: Estoppel and Redemption in Lease Agreements
Learn how the Supreme Court ruled on repurchase agreements, estoppel, and landlord-tenant rights in foreclosure cases.
Loan Default and Foreclosure: When Preliminary Injunction Is Not Available
Philippine Supreme Court clarifies that a borrower in default cannot enjoin foreclosure without a clear legal right, citing TML Gasket v. BPI.
Injunction Against Bank Foreclosure: When Borrowers Cannot Stop the Sale
Supreme Court explains when courts may issue injunctions to stop extrajudicial foreclosure, and why defaulting borrowers cannot rely on disputed interest rates.
Preliminary Injunction and Foreclosure: When Mortgagors Can Stop a Sale
The Supreme Court clarifies when a mortgagor may obtain a preliminary injunction to stop an extrajudicial foreclosure sale.
Preliminary Injunctions Upholding Foreclosure Rights Absent A Clear Legal Violation
Foreclosure vs Rehabilitation: When a Stay Order Takes Effect
A stay order in corporate rehabilitation does not undo a foreclosure completed before the petition. Ownership matters.
Loan Restructuring vs Foreclosure: Borrower Rights in the Philippines
When does a pending loan restructuring stop a bank from foreclosing? The Supreme Court explains borrower rights and limits.
Writ of Possession Stays Ministerial Despite Foreclosure Irregularity Claims
Explaining when courts must issue writs of possession in extrajudicial foreclosures, and when objections may be raised.
Dragnet Clauses and Foreclosure: Defining the Limits of Mortgage Security in the Philippines
A bank cannot inflate a foreclosure redemption price using a dragnet clause. The Supreme Court explains the limits of mortgage security.
Res Judicata and Foreclosure: When a Second Bite at the Apple Is Denied
The Supreme Court explains how res judicata bars a second case on the same foreclosure dispute, and clarifies appeal rules.
Mortgage Rights vs Property Transfer: Foreclosure Options for Second Mortgagees
When a mortgaged property is sold to the first mortgagee, can the second mortgagee still foreclose? The Supreme Court explains the limits.
Piercing THE Corporate Veil Defining Liability IN Business Closure Scenarios
Mortgage Validity Upholding Security Interests Amid Corporate Disputes in Metrobank vs Centro Development Corp
Supreme Court clarifies when a mortgage over corporate assets is valid, and when foreclosure exceeds the secured amount.
Res Judicata and Forum Shopping in Foreclosure Disputes: Villanueva v. Court of Appeals
The Supreme Court explains how res judicata and forum shopping bar repeated challenges to loan interest rates and foreclosure proceedings.
Partial Redemption in Philippine Foreclosure: Can You Redeem Select Properties?
Philippine law allows partial redemption of foreclosed properties. Learn the rules, limits, and practical implications from a key Supreme Court ruling.