Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Surety Agreements: Solidary Liability and Waiver of Rights in Loan Obligations
Philippine Supreme Court ruling on surety liability, accommodation mortgagors, and waiver clauses in loan deficiency claims.
Upholding Contractual Obligations When Clear Terms Prevail Over External Claims
The Supreme Court affirms a rehabilitation plan over creditor objections and allows foreclosure of an accommodation mortgagor's property outside the stay order.
Accommodation Mortgages and Redemption Rights: Limits of Debtor Liability
Philippine Supreme Court ruling on accommodation mortgagors' redemption rights and liability limits under P.D. 694 and Act 3135.
Accommodation Mortgagor's Right to Redeem at Bid Price: Belo v. PNB
The Supreme Court clarifies that an accommodation mortgagor may redeem foreclosed property by paying only the bid price, not the entire loan.