Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Judicial Acts During Suspension: Balancing Authority and Protecting Litigant Rights
The Supreme Court validates decisions of a suspended judge under the de facto officer and operative fact doctrines, protecting good-faith litigants.
PhilHealth Claims: Supreme Court Protects Healthcare Providers’ Due Process Rights
The Supreme Court ruled PhilHealth violated due process in claims against Quezon City Eye Center, reinforcing procedural fairness in administrative cases.
Bank Liability and Depositor Rights: Fiduciary Duties in the Philippines
The Supreme Court affirms that banks owe depositors extraordinary diligence, and a bank cannot escape liability for its employees' unauthorized acts.
Understanding Apparent Authority: How Corporate Actions Bind Agreements in the Philippines
The Supreme Court explains when a corporation is bound by an officer's acts under the doctrine of apparent authority.
Apparent Authority and Employer Liability: When Companies Are Bound by Employees' Acts
When are companies liable for unauthorized employee acts? The Supreme Court explains apparent authority, estoppel, and employer responsibility in Eternal Gardens v. Perlas.
Suicide and Seafarers' Death Benefits: Proving Intentional Self-Harm in Maritime Claims
When can a shipping company deny death benefits by proving a seafarer committed suicide? The Supreme Court explains the evidentiary standard.
Can a University Be Bound by Unauthorized Mortgages? Corporate Authority Explained
When can a corporation be bound by an officer's unauthorized acts? The Supreme Court explains in University of Mindanao v. Bangko Sentral ng Pilipinas.
Breach of Contract and the Limits of Bank Manager Authority: Apparent Authority in Real Estate Transactions
When does a bank branch manager's promise bind the bank? The Supreme Court explains apparent authority in Games and Garments Developers, Inc. v. Allied Banking Corporation.
Bank Not Subsidiarily Liable Without Clear Obligation: Prudential Bank v. Abasolo
Supreme Court rules a bank is not subsidiarily liable for a loan officer's alleged promises absent a clear obligation or written request.
When Cross Collateral Clauses Clash With Verbal Agreements: Understanding Mortgage Obligations
The Supreme Court clarifies that bank branch managers cannot verbally alter mortgage contracts containing cross-collateral or dragnet clauses.
Service of Court Decisions in the Philippines: The Laza Case and Due Process
Learn how Philippine courts rule on valid service of decisions, the "sufficient discretion" standard, and the Laza v. Court of Appeals case.
Contract Validity and Enforceability: Lessons from Roblett v. Court of Appeals
A 1997 Supreme Court ruling on contract validity, authority to sign, and estoppel in Philippine obligations law.