Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Product Warranty Rights in the Philippines: Consumer Act Guarantees
Know your product warranty rights in the Philippines under the Consumer Act — what sellers must do when goods are defective, and how to claim remedies.
Loan Restructuring and Surety Obligations: Understanding Novation and Continuing Guarantees
Philippine Supreme Court clarifies when loan restructuring extinguishes a surety's obligation and the binding effect of continuing guarantees.
Speedy Disposition Rights: Balancing Institutional Delays and Fair Trial Guarantees
The Supreme Court clarifies when inordinate delay in preliminary investigation violates the constitutional right to speedy disposition of cases.
Security of Tenure Limited to Rank, Not Position, in the Career Executive Service
The Supreme Court clarifies that security of tenure in the Career Executive Service attaches to rank, not to a specific position, allowing reassignments without violating constitutional guarantees.
Personal Guarantees and Piercing the Corporate Veil: Lessons from Crisologo v. People
When corporate officers sign personal guarantees, they may face personal liability. The Supreme Court clarifies the limits in Crisologo v. People.
Bank Not Liable for Branch Manager's Unauthorized Guarantee: UCPB v. Planters Products
Supreme Court rules banks are not bound by branch managers' unauthorized guarantees, protecting banks from liability in connivance schemes.
Bank Certification Letters Are Not Guarantees: Lessons from Bank of Commerce v. Goodman Fielder
When is a bank's certification letter a binding guaranty? The Supreme Court clarifies the rules on apparent authority and contractual interpretation.
Conditional Certifications vs Bank Guarantees: When a Bank Is Not Liable
Supreme Court clarifies when a bank's conditional certification of a credit line application does not constitute a binding bank guarantee.
Bail Rights in the Philippines: Understanding When and How They Can Be Restricted
Philippine law guarantees bail as a matter of right for most offenses. A Supreme Court ruling explains when courts may restrict it.
Trust Receipts and Personal Guarantees: When Corporate Officers Are Personally Liable
Corporate officers who sign trust receipts may face personal liability. The Supreme Court clarifies when a signature creates a guarantee.
Bouncing Checks and Guarantees: Alonto v. People and the Reach of BP 22
The Supreme Court clarifies when a postdated check issued as a guarantee still violates the Bouncing Checks Law, BP 22.
Can Employers Withhold Wages for Loan Guarantees or Training Bonds? SC Says No
Philippine Supreme Court rules employers cannot withhold wages or benefits as lien for car loan guarantees or training expenses. Learn the limits.
Checks as Guarantee in Loan Agreements: No Estafa Without Deceit
Supreme Court clarifies that postdated checks as loan guarantees do not constitute estafa absent proof of fraud or deceit.
Corporate Authority vs Surety: When Board Resolutions and Personal Guarantees Collide
Philippine Supreme Court ruling on corporate authority, board resolutions, and surety liability in a discounting transaction.
Surety's Solidary Liability: The True Extent of Guarantees in Philippine Law
Philippine Supreme Court clarifies when a "guarantee" becomes a suretyship, making the surety solidarily liable with the principal debtor.
Bouncing Checks as Guarantees in the Philippines: BP 22 and Criminal Liability
Philippine Supreme Court clarifies that checks issued as guarantees or deposits still fall under BP 22 criminal liability when dishonored.