Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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When a Bank’s “Warehousing” Trust Fails: Lessons from Tala Realty v. Banco Filipino
A look at Tala Realty v. Banco Filipino, where the Supreme Court struck down a bank’s secret trust scheme to evade real estate limits.
Tax Refund Claims: Strict Compliance With Documentary Requirements for Creditable Withholding Taxes
Philippine Supreme Court ruling on strict documentary requirements for tax refund claims involving creditable withholding taxes, citing Banco Filipino case.
Is 24% Interest Legal in the Philippines? Bacolor v. Banco Filipino Explained
The Supreme Court in Bacolor v. Banco Filipino ruled that a 24% annual interest rate agreed upon in writing is not usurious or unconscionable.
Consignation and the Debtor's Right to Withdraw: Lessons from Banco Filipino v. Diaz
When can a debtor withdraw a consignated deposit? The Supreme Court explains the rules under Article 1260 of the Civil Code.
Equitable Interest When Mortgage Rates Clash With Legal Limits in the Philippines
Philippine Supreme Court ruling on redemption rights, mortgage rates, and legal limits in Banco Filipino case.
Co-Ownership and Good Faith: Property Rights Lessons from Tala Realty vs. Banco Filipino
A Supreme Court ruling on lease contracts, good faith, and the limits of property rights under Philippine law.
Stare Decisis in Property Disputes: Tala Realty vs. Banco Filipino
How the Supreme Court applied stare decisis to settle a property dispute between Tala Realty and Banco Filipino over conflicting lease contracts.