Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Agrarian Reform vs Bank Foreclosure: Protecting Farmer Beneficiaries' Land Rights
Supreme Court voids bank foreclosure of an emancipation patent awarded under agrarian reform, reinforcing the 10-year transfer ban.
Calculating Redemption Price in Extrajudicial Foreclosures: BPI v. LCL Capital Explained
Learn how Philippine courts compute redemption prices in bank foreclosures under the General Banking Law, based on the Supreme Court's ruling in BPI v. LCL Capital.
Foreign Bank Foreclosures in the Philippines: Lessons from Parcon-Song v. Parcon
A 2020 Supreme Court ruling clarifies when foreign banks may foreclose on Philippine property and why the timing of the foreclosure matters.
Amending Pleadings: When Courts Should Grant Leave to File Amended Complaints
Explore when Philippine courts should allow amended pleadings, based on a Supreme Court ruling on a bank foreclosure case.
Redemption Rights and Bank Foreclosures: What GE Money Bank v. Spouses Dizon Teaches Us
Partial payments during the redemption period do not perfect a mortgagor's right to redeem foreclosed property, unless the bank's conduct clearly induces reliance.
Injunction Against Bank Foreclosure: When Borrowers Cannot Stop the Sale
Supreme Court explains when courts may issue injunctions to stop extrajudicial foreclosure, and why defaulting borrowers cannot rely on disputed interest rates.
Redemption Rights and Capital Gains Tax in Foreclosure Sales: Key Lessons from Supreme Transliner v. BPI Famil
Philippine Supreme Court clarifies redemption price in bank foreclosure sales, including when capital gains tax applies and what charges are valid.
Foreclosure Redemption Rights: How to Protect Your Property in the Philippines
Learn how Philippine courts handle foreclosure disputes, redemption rights, and why settlement agreements often provide the best protection for homeowners facing bank foreclosure.
Foreclosure Redemption Rights Under the Rural Banks Act and Property Law
The Supreme Court clarifies redemption periods for rural bank foreclosures under RA 720, emphasizing borrower disclosure duties and laches.
Mortgage Foreclosure Rights Prevail When Preliminary Injunction Lacks Legal Basis
Supreme Court nullifies preliminary injunction blocking bank foreclosure, ruling debtors' failure to show clear right constitutes grave abuse of discretion.
Injunctions and Insufficient Evidence: Safeguarding Property Rights in Loan Foreclosures
The Supreme Court dissolved a preliminary injunction that had blocked a bank foreclosure, ruling the borrowers failed to prove a clear legal right to protect.
When Can a Foreclosure Be Stopped? The Rule on Injunctions Against Banks
Philippine law makes it hard to stop a bank foreclosure. This case explains when courts may—and may not—issue an injunction.
Foreclosure Publication Requirements: Protecting Property Rights in Rural Bank Loans
Learn how strict publication rules in rural bank foreclosures protect property owners, and why buyers must verify possession before purchasing.
Bank Foreclosure Redemption: When the One-Year Period Runs and What Law Applies
Philippine Supreme Court clarifies the one-year redemption period for bank foreclosures and the correct redemption price under the General Banking Act.