Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Insurance Policy Incontestability Clarifying Reinstatement Dates And Insurer Obligations
Philippine Supreme Court clarifies when the incontestability period starts after policy reinstatement, and what insurers must prove to deny claims.
When a Reinstated Life Insurance Policy Becomes Incontestable in the Philippines
Philippine Supreme Court clarifies when the two-year contestability period runs after a life insurance policy is reinstated.
When a Reinstated Life Insurance Policy Becomes Incontestable: Insular Life v. Khu
Explaining when the two-year contestability period for a reinstated life insurance policy begins, and how ambiguous insurance documents are construed against the insurer.