Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 14 of 4 articles for contractual freedom

Protecting Installment Buyers Understanding Rescission Rights Under THE Maceda LAW

The Supreme Court clarifies the strict notarial and grace period requirements for canceling installment contracts under the Maceda Law.

Unconscionable Interest: The Limits of Contractual Freedom in Philippine Loans

Philippine courts can strike down unconscionable interest rates in loan agreements. Learn the rules on excessive interest and how borrowers are protected.

Contractual Obligations Prevail: Bank's Right to Offset Debts Despite Trustee-Beneficiary Claims

Supreme Court ruling on when a bank may validly apply a borrower's funds to settle debts, even amid trustee-beneficiary claims.

Right of Repurchase in Philippine Real Estate: Pacto de Retro Rules Explained

Learn the rules on pacto de retro sales and the right of repurchase in Philippine real estate, including annotation duties and judicial requirements.