Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Dacion en Pago: How to Properly Extinguish Loan Obligations in the Philippines
Philippine Supreme Court explains how dacion en pago works, when loan obligations are extinguished, and the pitfalls lenders must avoid.
Loan Agreements and Dacion en Pago: Key Insights from a Landmark Philippine Supreme Court Ruling
The Supreme Court clarifies when a loan settlement agreement becomes a dacion en pago and what it means for borrowers and banks.
Overlapping Land Claims Resolving Boundary Disputes IN Property Registration
Philippine Supreme Court clarifies remedies for unpaid sellers in land sales, distinguishing dacion en pago from absolute sale.
Conjugal Property Sales When A Void Contract Still Speaks Volumes
When a deed of absolute sale is void for lack of spousal consent, can it still be used to prove a valid dacion en pago? The Supreme Court weighs in.
Dacion en Pago vs. Equitable Mortgage: Lessons from Villarta v. Talavera
The Supreme Court clarifies when a property transfer is a valid dacion en pago, not an equitable mortgage, in Villarta v. Talavera.
Contract to Sell vs Dacion en Pago: Protecting Subdivision Lot Buyers in the Philippines
The Supreme Court explains how PD 957 protects subdivision lot buyers even when a developer transfers the property to a bank through dacion en pago.
Dacion en Pago Perfecting Ownership Despite Prior Encumbrances
Philippine Supreme Court ruling on dacion en pago, mortgage liens, and the right to compel surrender of a certificate of title.
Dacion en Pago Without Consent Cannot Nullify Debt Settlement
Philippine Supreme Court clarifies that dacion en pago requires mutual consent; a mere proposal or appraisal does not perfect the agreement.
Pactum Commissorium Protecting Debtors From Unfair Foreclosure
The Supreme Court voided a dacion en pago that let a creditor automatically take mortgaged land, reaffirming the Philippine ban on pactum commissorium.
Dacion en Pago and Foreclosure: When a Debt Remains a Debt
A Supreme Court ruling clarifies that an unaccepted dacion en pago does not extinguish a debt, allowing mortgage foreclosure to proceed.
Rehabilitation Plans and Contractual Rights: Dacion en Pago in Corporate Recovery
Supreme Court ruling on whether a rehabilitation plan's dacion en pago proposal violates a secured creditor's contractual rights.
Dacion en Pago: When It Extinguishes a Loan and When It Does Not
The Supreme Court clarifies when a dacion en pago extinguishes a debt, and when a promissory note liability survives.
Dacion en Pago: Why Mutual Consent Is Essential to Extinguish a Debt
Philippine Supreme Court ruling on dacion en pago, requiring mutual consent between debtor and creditor to extinguish an obligation.