Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Res Ipsa Loquitur and Hearsay Evidence in Philippine Vehicular Accident Claims
Philippine Supreme Court clarifies when res ipsa loquitur can overcome hearsay objections to traffic accident reports in insurance subrogation claims.
Burden of Proof in Quasi-Delict Claims: Proving Negligence in Vehicular Accidents
Explaining the Supreme Court's ruling on negligence, quasi-delict liability, and evidentiary standards in a vehicular accident insurance subrogation case.
Insurance Subrogation: Establishing Insurer's Rights Against Third-Party Carriers
Philippine Supreme Court clarifies when insurers can recover from carriers via subrogation, and when presenting the insurance policy is required.
Supreme Court Affirms Negligence Ruling in Vehicle Collision Insurance Subrogation Case
Supreme Court affirms CA ruling holding driver negligent in highway collision, upholding insurer's subrogation claim for vehicle repair costs.
Hearsay on the Highway: When a Traffic Report Cannot Prove Fault in Damage Claims
A traffic accident report based only on an eyewitness's account is hearsay. Learn how this affects insurance subrogation claims.
Insurance Subrogation Claims: When the Supreme Court Refuses to Re-Examine Facts
SC affirms insurer's subrogation claim against negligent driver and owner, clarifying when factual findings bind the Court.
Liability for Lost Goods: Common Carriers, Negligence, and Insurance Subrogation in the Philippines
Philippine Supreme Court ruling on common carriers' solidary liability for lost goods and insurer's subrogation rights under Article 2207.
Who Pays When Cargo Vanishes: Defining Responsibility in Shipping Losses
When a shipment disappears in a terminal, who bears the loss? The Supreme Court clarifies arrastre liability and insurance subrogation.
Res Judicata and Insurance Subrogation: Clarifying Rights in Vehicle Accident Claims
A Supreme Court ruling explains why res judicata does not bar an insurer's subrogation claim when the insured was not a party to a prior case.
Seaworthiness and Insurance Subrogation in Philippine Maritime Law
Philippine Supreme Court ruling on shipowner liability for unseaworthy vessels, insurer subrogation rights, and the limited liability rule.