Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 1–3 of 3 articles for “lender rights”

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Oct 22, 2014 housing loan foreclosure ra 6552 employee benefits real estate mortgage lender rights

Housing Loan Foreclosure: Employee Rights and Lender Obligations Under Philippine Law

When can a bank foreclose on an employee housing loan? The Supreme Court explains the limits of RA 6552 and lender rights.

Sep 17, 2009 credit card interest rates civil law borrower protection supreme court bank

Credit Card Interest Rates: Balancing Lender Rights and Borrower Protection in the Philippines

The Supreme Court limits credit card interest and penalty rates to 2% monthly, balancing lender rights with borrower protection.

Dec 6, 2004 usury law loan obligations interest rates real estate mortgage supreme court civil law

Usury Law and Loan Obligations: Balancing Lender Rights and Borrower Protection

Philippine Supreme Court ruling on 21% interest validity, 3% monthly surcharge nullity, and borrower obligations under the Usury Law.