Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Marine Risk Note Alone Cannot Prove Subrogation: Eastern Shipping Lines v. Prudential Guarantee
Insurers must present the marine insurance policy to prove subrogation claims; a marine risk note alone is insufficient under Philippine law.
Breach of Warranty vs Waiver: Marine Insurance Policy Disputes in the Philippines
Philippine Supreme Court clarifies breach of warranty, waiver, and insurer liability in marine insurance disputes under the Insurance Code.
Marine Insurance and Agents: When Licenses Are Required in the Philippines
Philippine Supreme Court rules P&I Clubs need licenses to operate and their local agents need separate licenses.
Marine Insurance: When Arrest of a Vessel by Civil Authorities Is a Covered Risk
Philippine Supreme Court ruling on when arrest of a vessel by judicial process is a covered risk under marine cargo insurance policies.