Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Understanding Suretyship: When Can a Surety Be Released From Liability
The Supreme Court clarifies when a surety may be released from liability and when material alterations to the principal contract do not extinguish the bond.
Breach of Contract and Surety Bonds: When Extensions Don't Discharge a Surety
A contractor's failure to complete works on time triggers liability for breach and its surety's bond, even when extensions are granted.
Surety Liability After Foreclosure: Carodan v. China Banking Corporation
When a bank releases a principal debtor's collateral, a surety may still be liable for the deficiency if the surety agreement expressly allows it.
Altered Checks and Bank Liability: Who Pays the Price of Forgery
When a bank clears an altered check, who bears the loss? The Supreme Court clarifies liability rules in Areza v. Express Savings Bank.
Bank Liability for Altered Checks and Employee Misconduct: Lessons from Westmont Bank v. Dela Rosa-Ramos
Philippine Supreme Court clarifies when banks are liable for altered checks and negligent employees, and how depositor contributory negligence affects damages.
Jurisdiction Over Arbitral Awards: The Role of Regional Trial Courts in PCHC Disputes
The Supreme Court clarifies that PCHC rules cannot vest RTCs with jurisdiction to review arbitral awards; proper remedies explained.
Drawee Bank Liability for Altered Checks: Material Alteration Under Philippine Law
When a drawee bank pays a materially altered check, it bears the loss. The Supreme Court explains why in Metrobank v. Cabilzo.
Extrinsic Fraud and Indispensable Parties: Protecting Due Process in Civil Actions
When a suit excludes an indispensable party, the judgment may be void. Learn the Rule 47 remedy of annulment for extrinsic fraud.
Loan Restructuring and Surety Release: Key Protections for Guarantors in Philippine Law
Philippine Supreme Court ruling on when loan restructuring releases a surety from liability, and what guarantors must know about their rights.
When Can You Appeal a Writ of Execution? NLRC Jurisdiction Explained
Learn when the NLRC can review a writ of execution, and how an execution that varies a final judgment may still be appealed.