Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Nov 24, 2021mutuality-of-contractsforeclosureinterest-ratesreal-estate-mortgagebanking-lawphilippine-loans
Mutuality of Contracts and Foreclosure Rights in Philippine Loans
Philippine Supreme Court clarifies that void interest stipulations do not invalidate foreclosure when the principal debt remains unpaid.
Unilateral Interest Rate Hikes When Banks Overstep Their Bounds In Loan Agreements
Philippine Supreme Court rules on void unilateral interest rate hikes by banks, mutuality of contracts, and foreclosure validity.
Lease Renewal in the Philippines: What "Upon Agreement" Really Means
A lease "renewable upon agreement" requires mutual consent—no automatic renewal. Learn the rules from Josefa v. San Buenaventura.