Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Calculating Redemption Price in Extrajudicial Foreclosures: BPI v. LCL Capital Explained
Learn how Philippine courts compute redemption prices in bank foreclosures under the General Banking Law, based on the Supreme Court's ruling in BPI v. LCL Capital.
Tenant Redemption Rights: Tender of Payment Required in Agrarian Land Sales
Philippine Supreme Court clarifies that agrarian tenants must tender or consign the redemption price to validly exercise their right of redemption.
Tenant's Redemption Right Requires Consignation of Price in Agrarian Cases
Philippine Supreme Court clarifies that tenant redemption of agricultural land requires consignation of the redemption price, even without written notice of sale.
Redemption of Foreclosed Property: Full Payment Within Period Is Required
Partial payments during the redemption period do not constitute valid redemption; full tender of the redemption price is required.
Redemption of Foreclosed Property: Full Payment Required, Good Intent Not Enough
Philippine Supreme Court clarifies that redeeming a foreclosed property requires full payment of the redemption price within the one-year period, not just partial payments or good intentions.
Dragnet Clauses and Foreclosure: Defining the Limits of Mortgage Security in the Philippines
A bank cannot inflate a foreclosure redemption price using a dragnet clause. The Supreme Court explains the limits of mortgage security.
Redemption Rights and Capital Gains Tax in Foreclosure Sales: Key Lessons from Supreme Transliner v. BPI Famil
Philippine Supreme Court clarifies redemption price in bank foreclosure sales, including when capital gains tax applies and what charges are valid.
Redemption Rights in Foreclosure: Consignation of Redemption Price Is Mandatory
Philippine Supreme Court ruling: filing a judicial redemption action does not stop a writ of possession unless the redemption price is paid or consigned.
Bank Foreclosure Redemption: When the One-Year Period Runs and What Law Applies
Philippine Supreme Court clarifies the one-year redemption period for bank foreclosures and the correct redemption price under the General Banking Act.
Tenant's Right of Redemption: Why Full Consignation Is Crucial in Philippine Agrarian Law
Philippine Supreme Court explains why a tenant's redemption of agricultural land fails without consigning the full redemption price in court.