Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Simulated Loan Contracts and Surety Liability: Lessons from ATCI v. Asset Pool A
A Supreme Court ruling on simulated loan contracts shows when a surety agreement falls with the void principal obligation.
Surety Liability After Foreclosure: Carodan v. China Banking Corporation
When a bank releases a principal debtor's collateral, a surety may still be liable for the deficiency if the surety agreement expressly allows it.
Surety Agreements: Solidary Liability and Waiver of Rights in Loan Obligations
Philippine Supreme Court ruling on surety liability, accommodation mortgagors, and waiver clauses in loan deficiency claims.
Execution Pending Appeal and Surety Liability: Lessons from Centennial Guarantee v. Universal Motors
Explaining when Philippine courts allow execution pending appeal and how a surety's liability on an injunction bond is limited.
Execution Pending Appeal and Surety Liability: The Imminent Danger of Insolvency Standard
When can a judgment be executed before appeal is final? The Supreme Court clarifies the "good reasons" standard and a surety's exposure on an injunction bond.
Surety Agreements in the Philippines: Understanding Liability Limits and Payment Obligations
Philippine Supreme Court clarifies surety liability caps, payment evidence, and when obligations are extinguished under Article 2054.
Corporate Identity and Loan Obligations: Name Change Does Not Excuse Debt Payment
Philippine Supreme Court ruling on whether a corporate name change or bank identity affects loan obligations and surety liability.
Surety Agreements for Future Debts: Validity Under Philippine Law
Philippine Supreme Court ruling on suretyship for future debts, continuing guaranty, and surety liability despite principal debtor's rehabilitation.
Personal Surety Liability vs Corporate Rights: When Banks Lose Their Claim
A bank's unauthorized extension of credit deadlines releases personal sureties from liability, even when they signed a continuing guaranty.
Surety Bond Execution Timeliness and Due Notice Requirements in Philippine Law
Learn when a claim against an injunction bond must be filed and the notice rules for surety liability under Philippine law.
Corporate Authority vs Surety: When Board Resolutions and Personal Guarantees Collide
Philippine Supreme Court ruling on corporate authority, board resolutions, and surety liability in a discounting transaction.
Surety Liability Survives Loan Extensions Under Continuing Guaranty
Philippine Supreme Court ruling on whether loan extensions without a surety's consent extinguish liability under a continuing guaranty.