DMW-ADVISORY-11-2025 — INSURANCE COVERAGE FOR OVERSEAS FILIPINO WORKERS, INCLUDING REHIRES, AND DIRECT HIRES

Department ot Aliarant Morkers Blas F. Ople Building, Ortigas Avenue cor. EDSA, Mandaluyong City 1550 Republic of the Philippines

2 1159,8724366 BAGONG PILIPINA

ADVISORY NO.1 1 Series of 2025

Insurance Coverage for Overseas Filipino Workers, Including Rehires, and Direct Hires

No. 10022 (Migrant Workers Act). This policy ensures financial protection for OFWs deployed through recruitment/manning agencies by covering accidental death, permanent disability, repatriation, medical emergencies, and other critical needs -- all Workers (OFWs), recruitment/manning agencies, and foreign employers of the at no cost to the worker. mandatory compulsory insurance coverage under Section 37-A of the Republic Act The Department of Migrant Workers (DMW) reminds all Overseas Filipino

1.COMPULSORY INSURANCE COVERAGE

requirement, and the recruitment/manning agency is responsible for securing and paying for the insurance premium. However, for rehires and direct hires, the law may request their foreign employer to shoulder the cost of the insurance coverage or opt to pay for the premium themselves with right of reimbursement from their provides an option for them to avail of the same insurance protection. These workers For agency-hired OFWs, the compulsory insurance coverage is a mandatory

respective employers.

2.OPTIONAL INSURANCE COVERAGE

Commission (IC) are authorized to provide this coverage, ensuring that OFWs receive the benefits they are entitled to. Only reputable insurance companies registered with the Insurance

For more information, visit the official DMW website or follow our social media welfare of all Filipino migrant workers. Offices (MWOs) or contact the DMW hotline and the Insurance Commission for guidance. channels for updates. The DMW remains steadfast in ensuring the protection and For concerns regarding claims, OFWs may seek assistance from Migrant Workers

For the information and guidance of all concerned.

DEPARTMENT OF MiGPRT WO RKERS ernris HANS LEO J.CACDAC Secretary

Date: April 15,2025 RECEIVED By:RICHIE M.GUEVARRA ral Services Divisi Time: 01:50 P.M CONTROLLED AND DISSEMINATED By:DMW General Services Division on April 15, 2025