Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Ratification Validates Unauthorized Acts: Agency Law in Philippine Mortgages
Explaining how ratification under Philippine law validates an agent's unauthorized mortgage acts, as ruled in Prieto v. Court of Appeals.
Equitable Mortgage Claims: Proving Intent Beyond Bare Allegations
Supreme Court clarifies when a sale is presumed an equitable mortgage under Article 1602, stressing evidence over allegations in property disputes.
Judicial Ethics: Sheriff Dismissed for Accepting Payoffs in Landmark Philippine Ruling
Supreme Court dismisses deputy sheriff for accepting kickbacks from a newspaper publisher in exchange for judicial notice assignments, reaffirming strict ethics for court personnel.
When Can You Intervene in a Philippine Case? Cayanan v. North Star Analysis
Learn when courts allow intervention in Philippine cases through Cayanan v. North Star, and how civil liability survives criminal acquittal.
Res Judicata and Forum Shopping in Foreclosure Disputes: Villanueva v. Court of Appeals
The Supreme Court explains how res judicata and forum shopping bar repeated challenges to loan interest rates and foreclosure proceedings.
Laches and Land Disputes: Registered Title Prevails Over Delayed Claims
When a land judgment becomes final, it is immutable. The Supreme Court explains why registered titles cannot be overturned by belated claims.
Final Judgments in Philippine Courts: Supervening Events and the Doctrine of Immutability
Learn how the Supreme Court defines supervening events and why final judgments in the Philippines are generally immutable and unalterable.
Verification and Certification Against Forum Shopping: Why All Petitioners Must Sign
A single unsigned verification can dismiss a case. Learn the strict rules on certification against forum shopping from Formoso v. PNB.
Substantial Evidence in Administrative Cases: Why Photocopies and Hearsay Don't Suffice
Learn how Philippine courts treat photocopies and hearsay in administrative cases, and why substantial evidence remains the standard.
Certiorari and Evidence: Court of Appeals Can Receive New Proof in Special Civil Actions
When may the Court of Appeals admit new evidence in a certiorari case? The Supreme Court clarifies in this foreclosure dispute.
Partnership vs. Loan in the Philippines: Profit-Sharing Terms Still Bind
Philippine courts look beyond contract labels to determine if a deal is a partnership or loan—but agreed profit-sharing terms remain enforceable either way.
Implied Trusts in Philippine Mortgages: Protecting the True Lender
When a mortgage names one person but another funds the loan, Philippine courts may impose an implied trust to protect the true lender.
Can a Bank Foreclose the Entire Loan on a Partial Mortgage? Philippine Supreme Court Rules
Philippine Supreme Court rules on whether a bank may foreclose a real estate mortgage for the full loan amount when only part of it was secured by the property.
Unmarried Couples and Property Rights in the Philippines: Proving Co-Ownership
Unmarried couples in the Philippines must prove actual joint contribution to co-own property. Learn the rules from Lacbayan v. Samoy.
Mortgage Obligations and Appeal Rights in Real Estate Disputes
The Supreme Court rules on mortgage obligations, appeal periods, and writs of execution in a dispute between borrowers and PNB.
Proving Actual Damages: The Standard for Compensation in Philippine Contract Law
Philippine Supreme Court clarifies the strict standard for proving actual damages in contract disputes, requiring clear and convincing documentary evidence.
Contract to Sell vs Dacion en Pago: Protecting Subdivision Lot Buyers in the Philippines
The Supreme Court explains how PD 957 protects subdivision lot buyers even when a developer transfers the property to a bank through dacion en pago.
Reimbursement Rights When a Payor Can Recover Debt Paid on Another's Behalf
When can a co-maker recover payment made on a debtor's loan? The Supreme Court explains Article 1236 reimbursement rules.
Continuing Security: How Future Debts Can Affect Real Estate Mortgages in the Philippines
The Supreme Court explains how a real estate mortgage can secure future loans, not just the original debt, through continuing guaranty clauses.
Right of First Refusal in Lease Agreements and Property Sales in the Philippines
Philippine Supreme Court ruling on lessee's right of first refusal when leased property is sold, explained in plain language.
Partial Summary Judgments: Why They Are Not Immediately Executable
A partial summary judgment is interlocutory, not final. It cannot be executed while the main case is pending, explains Philippine Business Bank v. Chua.
Continuing Suretyship Scope and Enforceability in Loan Renewals
Philippine Supreme Court ruling on whether a continuing suretyship covers renewed credit facilities and subsequent loan availments.
Grave Coercion in Property Takeovers: The Navarra Ruling Explained
The Supreme Court ruled that forceful property repossession, even with a debt claim, constitutes grave coercion under Philippine law.
Bank Not Subsidiarily Liable Without Clear Obligation: Prudential Bank v. Abasolo
Supreme Court rules a bank is not subsidiarily liable for a loan officer's alleged promises absent a clear obligation or written request.